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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85987 reviews)

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4.90

Based on 85,987 reviews, last reviewed 26th Apr 2026

1623500% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s simple and easy to understand, great to use It’s simple and easy to understand, great to use Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85987)

Easy to use, very usefull

Easy to use, very usefull in everyday life. Makes my payments quicker Reviewed on: 21st April 2026

My experience around is mostly security related when...

My experience around is mostly security related when I have an issue it is solved very rapidly and if I have concerns they are quick to help resolve Reviewed on: 21st April 2026

I have used PayPal for years and have always found t...

I have used PayPal for years and have always found them very easy to deal with and very good at resolving issues. Reviewed on: 21st April 2026

Best credit provider available

I can use PayPal for almost all my transactions which makes it great for me and readily accessible Reviewed on: 21st April 2026

Helpful to spend money no interest

Payapal is very helpful when you have to spend more money when u didn’t expect it. Interest-free installments if you pay on time.You can buy a plane ticket, car parts or a beautiful handbag of your choice. To find out what you bought and what your financial situation is, you always have a statement available for review. I've never had any problems with additional interest. Customer service is always helpful if you have any questions. I'm very glad I got a physical card to pay in stores when my phone ran out of battery. Reviewed on: 21st April 2026

Extremely easy to use and very flexible

Extremely easy to use and very flexible Reviewed on: 21st April 2026

Great services when ever I call customer service.

Great services when ever I call customer service. Get issues resolved at first call Reviewed on: 21st April 2026

Very easy to switch to pay pal from a item u want to...

Very easy to switch to pay pal from a item u want to pay for Reviewed on: 21st April 2026

Accepted almost everywhere!

I enjoy using PayPal. I can pay a lot of retailers by this method, and appreciate the fact I can help my cash flow by delaying payments by 30 days. For larger purchases, I especially like the feature where I can pay in 4 months with no interest incurred, this is invaluable to me. Reviewed on: 21st April 2026

It’s a good way to be discipline on the way that you...

It’s a good way to be discipline on the way that you spend money, and adjust your savings. Reviewed on: 21st April 2026

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