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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

PayPal credit

5
Easy to use and spread payment at no extra cost to the customer. easy transfers with reassurance that PayPal will support if necessary Reviewed on: 27th May 2025

Good experience.

5
Good experience. Used before, no issues Reviewed on: 27th May 2025

Easy to access, no fuss transactions, any issues res...

5
Easy to access, no fuss transactions, any issues resolved promptly so no unnecessary stress. Would totally recommended to friends and family . Reviewed on: 27th May 2025

So easy to use

5
So easy to use and very informative Reviewed on: 27th May 2025

Peace of mind.

5
I have been using PayPal for years and never had any problems. Reviewed on: 27th May 2025

I’ve been using PayPal for years and it’s always bee...

5
I’ve been using PayPal for years and it’s always been reliable and easy to use. Whether I’m shopping online, sending money to friends, or receiving payments, it’s quick, secure, and hassle-free. I especially appreciate the buyer protection and how straightforward it is to resolve any issues. Highly recommend! Reviewed on: 27th May 2025

During my time using PayPal I have no reason to comp...

5
During my time using PayPal I have no reason to complain, no issues at all Reviewed on: 27th May 2025

It’s all a little confusing.

4
It’s all a little confusing. The 2 balances. I thought I was in credit. Reviewed on: 27th May 2025

Great interest rate, payment options and easy to use.

5
Great interest rate, payment options and easy to use. Everything is easy to keep track of in the app too Reviewed on: 27th May 2025

Great for paying over 3 payments or no interest if p...

5
Great for paying over 3 payments or no interest if paid before the 4 months. Reviewed on: 27th May 2025

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