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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86101 reviews)

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4.90

Based on 86,101 reviews, last reviewed 26th Apr 2026

1628650% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve used PayPal for many years and never had a bad... I’ve used PayPal for many years and never had a bad experience Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86101)

Highly recommended

Very easy to use and safe way to do shopping online. Your money is safe by all means, highly recommend this. Reviewed on: 21st April 2026

Fantastic option for online purchases.

I have PayPal credit credit account/card and PayPal debit card which gives points/cash back when you you use it to make payments purchase, much better than my Natwest debit card. I also use Ebay a lot, getting interest rates below 13% is way below any of my other credit lines. I use. The interest free pay within 4 months ioption PayPal option is my favorite way to pay for things, is a far better deal than competition such as Klarna offer. Reviewed on: 21st April 2026

Paypal - Easy to use & very versatile

Easy to use & very versatile. Combined all my credit to Paypal and makes management simple. Reviewed on: 21st April 2026

My pal paypal

I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026

PayPal Credit is King

Made my life much easier with PayPal credit. Especially the new card payments Reviewed on: 21st April 2026

Great Financial Service

I had an issue with a vendor and PayPal teams have dealt with it brilliantly. Reviewed on: 21st April 2026

Excellent service fantastic rates.

Excellent service fantastic rates. . Reviewed on: 21st April 2026

Very quick, simple and easy to use.

Very quick, simple and easy to use. I use PayPal credit for clothing purchases and I use PayPal to run a lottery syndicate for my work; it's always easy, works really well and the money always moves very fast between accounts. Reviewed on: 21st April 2026

PayPal credit

Always found it easy to use and helpful customer service Reviewed on: 21st April 2026

It’s been great so far.

It’s been great so far. I’m really enjoying it. Reviewed on: 21st April 2026

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