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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50763 reviews)

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4.91

Based on 50,763 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

not bad security wise very very good. not bad security wise very very good. also easy to use Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50763)

Great interest rate, payment options and easy to use.

Great interest rate, payment options and easy to use. Everything is easy to keep track of in the app too Reviewed on: 27th May 2025

Great for paying over 3 payments or no interest if p...

Great for paying over 3 payments or no interest if paid before the 4 months. Reviewed on: 27th May 2025

Great love it feel save using pp

Great love it feel save using pp Reviewed on: 27th May 2025

Very easy and simple.

Very easy and simple. Payment and sign in is quick. Reviewed on: 27th May 2025

They actually lend me money!!

It’s one of the only companies that will actually lend me money! I have a good credit score however because I work part time and I haven’t had any credit cards before as a first time credit user, trying to get any sort of money lending from anyone is hard. You get denied a lot as I am either not making enough or because I haven’t built up a credit report yet they all just turn me away. However PayPal credit doesn’t, also the 4 months without interest is AMAZING. It’s how I’ve managed to buy some big purchases such as my games console. Reviewed on: 27th May 2025

I have used Paypal for large and small purchases wut...

I have used Paypal for large and small purchases wuthout any problems whatsoever. All refunds/cancellations are managed immediately if necessary. Communication is great! Reviewed on: 27th May 2025

PayPal is very easy to use, especially with the app.

PayPal is very easy to use, especially with the app. It’s great having the options to pay in 3 and use credit. Reviewed on: 27th May 2025

Easy to pay and track on sending

Easy to pay and track on sending Reviewed on: 27th May 2025

Straightforward & helpful

Sign up to PayPal Credit was straightforward and easy. I also appreciate the ability to access my credit line through a payment card via their partnership with Curve. Additionally they provide fast access to customer services when raising enquiries which is always helpful. Reviewed on: 27th May 2025

easy to use and a trusted payment method

easy to use and a trusted payment method, have used for over 10 years now mainly for ebay purchases. The Dispute Revolution works really well. Reviewed on: 27th May 2025

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