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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Safe and easy to use especially the pay in 3...

Safe and easy to use especially the pay in 3 Reviewed on: 27th May 2025

Easy to use and user friendly site to make payments...

Easy to use and user friendly site to make payments Reviewed on: 27th May 2025

Easy, robust and clean app!

Easy, robust and clean app! Always easy to read and PP is one of the top services there around! Reviewed on: 27th May 2025

Simple and Safe

Safe way to pay for goods or send money to an individual. Quick and easy to use and the pay in 3 facility is a really useful feature. Reviewed on: 27th May 2025

To me, PayPal credit is wonderful.

PayPal credit has helped me on so many occasions, make a vitally important payment that I could not have made, without it. Reviewed on: 27th May 2025

Pay pal have been great, their communication is amaz...

Pay pal have been great, their communication is amazing Reviewed on: 27th May 2025

Never had a problem using any of the services they p...

Never had a problem using any of the services they provide. Always a quick and pleasant experience. The ease with PayPal checkout is also very good and they have provided me with multiple options to when checking out. Reviewed on: 27th May 2025

Great business

Great service with very manageable app to keep track of your spending and what you owe, Thank you. Reviewed on: 27th May 2025

PayPal Credit has been great

PayPal Credit has been a great tool for me. The ease of application was a pleasant surprise, and the availability of interest-free offers has been incredibly helpful in allowing me to make purchases I needed without immediate financial strain. I find the payment system flexible and the information provided very clear, so I always know where I stand. Plus, knowing that good customer service is there if I need it is reassuring. A very positive experience all around. Reviewed on: 27th May 2025

Excellent service, quick response.

Excellent service, quick response. Reviewed on: 27th May 2025

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