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PayPal: PayPal Credit reviews

4.73
Based on 143,929 reviews, last reviewed 21st Jun 2026
4280050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment options are quite handy. Payment options are quite handy. Availability across vendors is great. Options to pay later are great. Reviewed on: 21st June 2026
Luis Santos's avatar
Luis Santos

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143929)

Very quick and easy to use.

5
Very quick and easy to use with clear information on interest rates and payment dates. Reviewed on: 13th June 2026

Paypal’s excellence

5
They are reliable and always consistent with the working of the site, they never disappoint Reviewed on: 13th June 2026

Very good, very nice.

5
Very good, very nice. What can I possibly say. Reviewed on: 13th June 2026

Always happy to help when I had an issue.

5
Always happy to help when I had an issue. Reviewed on: 13th June 2026

Customer for 20 years

5
I have been a customer with PayPal for at least the last 20 years they are east to use and easy to make payments without giving out your bank details to everyone I would recommend them to anyone Reviewed on: 13th June 2026

Good experience

4
It is a great service and would recommend. Reviewed on: 13th June 2026

Easy to use with good 0% purchase offers

5
Easy to use with good 0% purchase offers Reviewed on: 13th June 2026

Trusted and easy to use

5
Always used and never had an issue Reviewed on: 13th June 2026

I find the whole system very user friendly....

5
I have been using PayPal Credit for a couple of years now and like the simplicity of how it works. I find the 'gentle' reminders regarding account status and upcoming payments very useful and unobtrusive. The whole system itself is very user friendly. Reviewed on: 13th June 2026

Exelant service and customer loyalty i like paypal s...

5
Exelant service and customer loyalty i like paypal so much Reviewed on: 13th June 2026

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