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PayPal: PayPal Credit reviews

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4.90
Based on 86,196 reviews, last reviewed 26th Apr 2026
1632850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very sure to make payments. Very good and very sure to make payments. Reviewed on: 26th April 2026
Gabriel M's avatar
Gabriel M

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86196)

Pay Pal a good pal

5
Easy to manage payment flexibility Reviewed on: 21st April 2026
Laurence C's avatar
Laurence C

I love the flexibility that Paypal gives me.

5
I love the flexibility that Paypal gives me and it has continued to improve year on year. it allows me to take full control and make decisions based on my situation. I use pay in 3 often but sometimes life gets in the way and I have to extend the payment using Paypal credit. Reviewed on: 21st April 2026
Timbot's avatar
Timbot

Very easy to use and has a lot of features...

5
Very easy to use and has a lot of features and support Reviewed on: 21st April 2026
Terry 's avatar
Terry

Allowed me flexibility especially for large purchases.

5
Allowed me flexibility especially for large purchases. Easy to understand repayments and when promotional periods are ending. Reviewed on: 21st April 2026
Paul F's avatar
Paul F

PayPal credit have been excellent for our individual...

5
PayPal credit have been excellent for our individual needs easy to apply and keep control of Reviewed on: 21st April 2026
Linda W's avatar
Linda W

Non payment

1
Through PayPal 55 pounds was paid for an item not delivered. Refund was given but I have not received a penny. Reviewed on: 21st April 2026
Kevin H's avatar
Kevin H

paypal is quick and easy and always helps me on mont...

5
paypal is quick and easy and always helps me on months which i prefer to spend the cost. Reviewed on: 21st April 2026
Esen D's avatar
Esen D

All good.

5
All good.easy and transparent everything Reviewed on: 21st April 2026
Raja g khan 's avatar
Raja g khan

Love PayPal they always answer amazing customer serv...

5
Love PayPal they always answer amazing customer service Reviewed on: 21st April 2026
Jade N's avatar
Jade N

Very easy to use

5
I found it vert easy to use paypal and it's very secure to use as well Reviewed on: 21st April 2026
Carol P's avatar
Carol P

Review PayPal: PayPal Credit now

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