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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,719 reviews, last reviewed 21st Jun 2026
4270450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and versatile. Easy and versatile. A number of purchase options available make it easier to plan your purchase and payment Reviewed on: 21st June 2026
CCRN's avatar
CCRN

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143719)

I find PayPal very convenient especially for online...

5
I find PayPal very convenient especially for online transactions particularly as it speeds up the payment process when visiting a new site where you can pay without having to enter card details each time Reviewed on: 13th June 2026
Frank J's avatar
Frank J

I use it all the time.

5
I use it all the time. It’s easy, safe and I love the credit option to spread payments. Refunds are handled exceptionally. It’s a 10/10 payment service for me. Reviewed on: 13th June 2026
Racheytxoxo's avatar
Racheytxoxo

Quick, easy and no hassle.

5
Quick, easy and no hassle. Simple instructions and clear updates. Reviewed on: 13th June 2026
K B's avatar
K B

Excellent way to budget

5
Simple and easy to use the pay in three is an excellent tool for budgeting Reviewed on: 13th June 2026
Catherine C's avatar
Catherine C

Difficult to navigate app.

5
Difficult to navigate app. Customer service hidden away in a cave somewhere. Reviewed on: 13th June 2026
Carl R's avatar
Carl R

Peace of mind

5
Good that paypal got my back as they handle my payments efficiently and the pay in 4 option is cherry on the top Reviewed on: 13th June 2026
Salman M's avatar
Salman M

Easy to use used to pay in 3 to buy...

5
Easy to use used to pay in 3 to buy a new MacBook Reviewed on: 13th June 2026
Paul's avatar
Paul

Paypal is a very convenient and low cost method of p...

4
Paypal is a very convenient and low cost method of paying for goods and services. Reviewed on: 13th June 2026
Brian E's avatar
Brian E

They just get on and sort out any problems.

5
They just get on and sort out any problems. Reviewed on: 13th June 2026
Janet M's avatar
Janet M

Pay friends

5
I've always used PayPal for online purchases as it provides much needed security in these times of online scammers everywhere, PayPal credit have been a blessing, giving me a helping hand when I need a little help in these tough times, the app is easy to negotiate and having all your transactions, balances, etc,, in front of you makes it easy to keep inside of your budget as well as having a great range of online vouchers to give you that little bit more freedom to treat yourself, PayPal is my no1 credit friend Reviewed on: 13th June 2026
Michael a's avatar
Michael a

Review PayPal: PayPal Credit now

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