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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Credit made easy

Such a simple function to use. PayPal credit puts me in control Reviewed on: 27th May 2025

So easy to use, app is great, never had to deal with...

So easy to use, app is great, never had to deal with customer service so couldn't comment. Reviewed on: 27th May 2025

Life saver

Great for spreading the cost of bigger items and. With low or no interest who could ask for more.,better than putting it on my card Reviewed on: 27th May 2025

I use paypal for years and love it.

I use paypal for years and love it. It's easy and secure your money from dodge online retailers. Reviewed on: 27th May 2025

Simply a strait forward option

Simple and straightforward with your options provided. They work quickly and precisely to sort out any issues. Reviewed on: 27th May 2025

Suitable for all.

Easy to use, navigation of website is simple. Reviewed on: 27th May 2025

Simple and straightforward

Easy to use, easy to keep track of spending, alerts on payments required all help to make a great experience Reviewed on: 27th May 2025

Fully recommended PayPal, I’m happy with their service

Fully recommended PayPal, I’m happy with their service Reviewed on: 27th May 2025

Great service, very easy to use.

Great service, very easy to use. Best banking service. I mostly use the pay in 3 installments service and it helps so mjch by speading the cost in 3 parts. Reviewed on: 27th May 2025

Very easy to use hassle free, it’s a safer option to...

Very easy to use hassle free, it’s a safer option to protect money and ensure that the money is going where it should! I have also used the credit which made life a little easier and simple to use! Overall a great service Reviewed on: 27th May 2025

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