Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50764)

easy to use and a trusted payment method

5
easy to use and a trusted payment method, have used for over 10 years now mainly for ebay purchases. The Dispute Revolution works really well. Reviewed on: 27th May 2025

I am very satisfied using PAYPAL CREDIT.

5
I am very satisfied using PAYPAL CREDIT. Reviewed on: 27th May 2025

I've always had pleasant experiences with PayPal

5
I've always had pleasant experiences with PayPal, whether online or more importantly on the phone. When I had a problem with a payment transaction on eBay it was sorted to my satisfaction immediately by people from PayPal. The paying processes on PayPal are simplification personified too. I can decide how to pay in three ways which is a great choice to have. Reviewed on: 27th May 2025

My go to payment method - always

5
I always use PayPal to buy things. It is available at so many places and I see the PayPal logo as a sign of a reputable retailer. The ability to link PayPal to a Curve card means it can be used everywhere, not just online. 0% interest for four months is a great deal available on most purchases with PayPal credit. It’s just such a flexible and easy payment method to use! Reviewed on: 27th May 2025

Easy to use

5
Handy, convenient and easy to use Reviewed on: 27th May 2025

Always used PayPal

5
Easy to use app, great to be able to split payments or pay over a longer period. Easy to see money owed and to manage payments. I have been a PayPal member for many years. Reviewed on: 27th May 2025

easy to use and simple web page.

5
easy to use and simple web page. Reviewed on: 27th May 2025

Easy to use and good quality service

5
Easy to use and good quality service Reviewed on: 27th May 2025

PayPal is better than any credit card

5
PayPal is better than any credit card Reviewed on: 27th May 2025

PayPal is a reliable safe platform to place your pur...

5
PayPal is a reliable safe platform to place your purchases and money into. The customer services are very god and they help relive all issues. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22220 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products