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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50764 reviews)

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4.91

Based on 50,764 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50764)

Simple and friendly

Really easy to use when purchasing anything. No pushy sales or wanting you to increase limits, it’s all done very calmly and it’s your choice. Like the option to be able to spread the cost over 3-12-24 months interest free and it’s easy to setup repayments either manually or direct debit. Reviewed on: 27th May 2025

Great financial product

Great financial product I use it whenever I have large sum purchases Reviewed on: 27th May 2025

PayPal is great in get manover 3 months a...

PayPal is great in many ways, paying over 3 months allows you to afford things you wouldn’t normally buy , also knowing your payments are safe , if you have a problem they will help you any way they can Reviewed on: 27th May 2025

Great service provider, excellent customer service.

Great service provider, excellent customer service. Reviewed on: 27th May 2025

Great experience thus far.

Great experience thus far. Very easy to use, straight forward. I've had no issues and easy to repay too! Would recommend paypal credit. Reviewed on: 27th May 2025

Easy to use and secure!

Paypal is easy to use and the 4 months interest free credit on 'Paypal Credit' is superb, I use this all the time. When I have contacted Customer Services it has always been with a positive outcome. I use paypal for most of my purchases. Reviewed on: 27th May 2025

Paypal has help me to be safe online and advise us a...

Paypal has help me to be safe online and advise us always Reviewed on: 27th May 2025

PayPal credit is one of the best credit provider tha...

PayPal credit is one of the best credit provider that I have ever had. I have been with PayPal credit for a long time now, good customer services, prompt answer to your questions. Support services is great and friendly, I will be more than happy to introduce PayPal credit to friends and family members. Great customer friendly. Thank you for your services. Reviewed on: 27th May 2025

Have used paypal loads to buy goods on finances and...

Have used paypal loads to buy goods on finances and never had an issue. Reviewed on: 27th May 2025

Using PayPal is easy and simple.

Using PayPal is easy and simple. The app is great and their customer service is outstanding. Reviewed on: 27th May 2025

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