Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 86,374 reviews, last reviewed 26th Apr 2026
1640950% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and convenient. Easy to use and convenient. I paid my shopping cart each time with PayPal credit. Reviewed on: 26th April 2026
Wing Keung Law's avatar
Wing Keung Law

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (86374)

I find PayPal a fantastic way to get a good deal on...

5
I find PayPal a fantastic way to get a good deal on a product that is very affordable and easy and easy repayment plans. Reviewed on: 21st April 2026

It's just great experience with Paypal

5
It's just great experience with Paypal Reviewed on: 21st April 2026

All about the app

5
The app is very good and easy to understand. I always get notifications on time so I can look into my account. Reviewed on: 21st April 2026

Just very satisfied with service you provide

5
Just very satisfied with service you provide Reviewed on: 21st April 2026

Brilliant, fast and easy.

5
Brilliant, fast and easy. Simplest App I've used to manage my money! Reviewed on: 21st April 2026

I love the ease with which I can pay.

5
I love the ease with which I can pay. Reviewed on: 21st April 2026

Always very helpful and patient with me

5
Always very helpful and patient with me Reviewed on: 21st April 2026

It's a wonderful service which have marvellous optio...

5
It's a wonderful service which have marvellous options and fast becoming a daily use in my purchasing options Reviewed on: 21st April 2026

0% for 4 months was too good to pass.

5
0% for 4 months was too good to pass. Reviewed on: 21st April 2026

Best service

5
Everything is easy to manage. Paying for services and. Uyer protection Reviewed on: 21st April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review