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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

88% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Setting up paypal credit was simplicity itself.

Setting up paypal credit was simplicity itself. Using it as an intermediary adds a layer of protection against scammers. Reviewed on: 27th May 2025

PayPal credit has been a life changer to me, with th...

PayPal credit has been a life changer to me, with the initial interest free. I am able to buy things I need online with the help of PayPal credit and be able to credit when I have money available without any issues. It is so easy and quickto apply and get a decision. Reviewed on: 27th May 2025

Great service and use the credit option regularly to...

Great service and use the credit option regularly to spread out payments to make them more affordable. Reviewed on: 27th May 2025

5/5 can’t fault them

On a rare occasion I’ve had a problem with a retailer. PayPal resolved it quickly and effectively. I always use PayPal for my purchases. Reviewed on: 27th May 2025

They are really good and understanding .

They are really good and understanding .also very helpfull Reviewed on: 27th May 2025

"DREAMS DREAMS"

paypal helped me out by giving me the option of paying in installments for a new bed, and other items that came over £500+ , I now use paypal for everything I buy on line its so easy its a no brainer for me. Reviewed on: 27th May 2025

It is exceptionally user-friendly and accessible acr...

It is exceptionally user-friendly and accessible across various online platforms. Reviewed on: 27th May 2025

Excellent Credit Provider

Always look to PayPal for instant credit to help me with purchases and those unexpected things that crop up when not expecting to pay for but can be paid off in the forthcoming months with impacting my day to day living expenses.Highly recommend....... Reviewed on: 27th May 2025

PayPal is perfect for credit options.

PayPal is perfect for credit options. The interest rate is manageable and the service is great. Reviewed on: 27th May 2025

PayPal to buy on eBay or where they except Pay...

I use PayPal to buy on eBay or where they except PayPal to spread the cost sometimes over 3 months or 4 months what every they offer at the time. Helps me a lot. Reviewed on: 27th May 2025

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