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PayPal: PayPal Credit reviews

4.73
Based on 143,618 reviews, last reviewed 21st Jun 2026
4265600% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe online transactions Always there to make me feel safe when buying online. My prefered option every time. Reviewed on: 21st June 2026
SueP's avatar
SueP

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143618)

Never had a bad experience, always good and will hig...

5
Never had a bad experience, always good and will highly recommend Reviewed on: 13th June 2026

Just starting

5
I haven’t been with PayPal for long but so far the experience has been good Reviewed on: 13th June 2026

Always a positive experience when dealing with PayPa...

5
Always a positive experience when dealing with PayPal, and if any issues arise PayPal deals with them swiftly and effectively. I wouldn't want to shop without PayPal again! Reviewed on: 13th June 2026

I've had a good experience with PayPal.

5
"I've had a good experience with PayPal. The application process was straightforward, payments were easy to manage through my PayPal account, and the promotional financing options were helpful for larger purchases. As long as payments are made on time, it can be a convenient credit option Reviewed on: 13th June 2026

Especially since I’ve been using my PayPal credit ca...

5
Especially since I’ve been using my PayPal credit card it’s been a game changer. Having the ability to buy anywhere and not only pay using PayPal but also have the option of 4 months interest free is brilliant and has certainly changed the way I think about shopping now. Reviewed on: 13th June 2026

Paypal best

5
Always a great experience with PayPal Reviewed on: 13th June 2026

Very happy

5
Never had a problem with PayPal always helped me out when meeded Reviewed on: 13th June 2026

Fantastic.

5
Fantastic. Always used paypal forever. Very easy. Reviewed on: 13th June 2026

.shopping on line

4
Bought goods through PayPal 1 was damaged 1 was not fit for purpose Pay pal resolved on my behalf Reviewed on: 13th June 2026

Reliable, effective and supportive service

5
I have used PayPal for almost 20 years and feel reassured with the protection of doing so. The interest free period of PayPal credit have supported my budgeting and I love the newer point loyalty programme. Reviewed on: 13th June 2026

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