Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143611 reviews)

View other PayPal products

4.73

Based on 143,611 reviews, last reviewed 21st Jun 2026

4265350% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe and convenient Find PayPal easy and convenient to use Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143611)

It’s brilliant easy to use works in seconds

It’s brilliant easy to use works in seconds Reviewed on: 13th June 2026

Really very very good and affordable.

Really very very good and affordable. Reviewed on: 13th June 2026

Paypal review

Smooth transactions and good communication provided Reviewed on: 13th June 2026

Great service,

Great service, really reliable service Reviewed on: 13th June 2026

The financial support has been very helpful, and I a...

The financial support has been very helpful, and I appreciate the assistance provided. However, I believe there could be more flexibility in certain situations. For example, because my payment was made just one week late, it had a negative impact on my credit score. Considering the circumstances, a more lenient approach to minor delays would be greatly appreciated and could help prevent disproportionate consequences for customers. Reviewed on: 13th June 2026

Outstanding service - I wouldn’t consider any other...

Outstanding service - I wouldn’t consider any other credit company. They offer a special promotion of four months of interest-free borrowing, allowing you to pay in three installments without interest, along with competitive rates. Most importantly, the platform is secure; customer support is exceptional, and it functions similarly to a credit card. If you’re scammed or don’t receive your products or services, they offer reimbursement. Their exceptional services provide reliable, secure methods to pay for various products and services, giving users peace of mind. Reviewed on: 13th June 2026

So flexible.

So flexible.I can pay off regularly without committing to a payment plan Reviewed on: 13th June 2026

You Should Use PayPal Credit.

I've been using PayPal Credit for years, and it's always worked! And it's simple to make a payment when you want to. It's hassle-free to use and they don't hassle you either. There's no reason NOT to use it! Reviewed on: 13th June 2026

(Let down)

Paypal failed to protect me, i am still waiting on a refund Reviewed on: 13th June 2026

Paypal helps me pay with confidence

I really like the paypal pay in 3 availability in so many different outlets. the paypal app really good and easy to navigate. Whereever possible I prefer to pay using my paypal app rather than using the credit/debit card for the added security and reassurance. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Payments
from PayPal 4.71 from 3756 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74542 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub