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PayPal: PayPal Credit reviews

4.90
Based on 86,445 reviews, last reviewed 26th Apr 2026
1644300% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easpay pal app.y app to use. Nice and easy app to use.well layed out . Reviewed on: 26th April 2026
Alastair h's avatar
Alastair h

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86445)

Always quick at any request and a safe way to...

5
Always quick at any request and a safe way to pay Reviewed on: 21st April 2026

Safe and Secure!

5
Feel completely safe using PayPal for my online purchases and love having pay in 3 or PayPal credit as backups. Have proved to be excellent at getting refunds when required. Reviewed on: 21st April 2026

It’s been easy to use and incredibly useful

5
It’s been easy to use and incredibly useful Reviewed on: 21st April 2026

love PayPal

5
I love that I can use PayPal almost everywhere, and whenever I need to do some shopping online, I don’t have to use my bank details directly. Reviewed on: 21st April 2026

Always good, never have problems

5
Always good, never have problems Reviewed on: 21st April 2026

Amazing service

5
PayPal credit makes transactions easier without worrying and payment goes straight away securely Reviewed on: 21st April 2026

Great service available world wide, fantastic custom...

5
Great service available world wide, fantastic customer service Reviewed on: 21st April 2026

Easy to use paypaltrusted way to pay great backing

5
Easy to use trusted way to pay great backing Reviewed on: 21st April 2026

It was great.

5
It was great. Easy to use. O have been using PayPal for 1 year now and it help me a lot Reviewed on: 21st April 2026

Never had issues, but when I did customer service wa...

5
Never had issues, but when I did customer service was very helpful and sorted my problem in little to no time. Reviewed on: 21st April 2026

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