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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
93% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Helpful and reliable

5
Always supported me my getting money back from unprofessional companies Reviewed on: 27th May 2025
Claire G's avatar
Claire G

Best way to buy online

5
PayPal to me is the safest way to shop online, particularly if buying from new websites abroad. It has a fast, efficient customer service process. The rate of interest is comparable with the top banks credit cards. Reviewed on: 27th May 2025
AllyF's avatar
AllyF

Very good interest free facility

5
Very good interest free facility Reviewed on: 27th May 2025
N London 's avatar
N London

Safe online shopping

5
Easy to access and use. Safe online shopping Reviewed on: 27th May 2025
LynP's avatar
LynP

So easy to use, and secure.

5
So easy to use, and secure. Payments go through quickly. Reviewed on: 27th May 2025
John A's avatar
John A

Easy to apply for pay in 3 items, with no fuss results.

5
Easy to apply for pay in 3 items, with no fuss results. Reviewed on: 27th May 2025
Lucas J's avatar
Lucas J

Pay in 3

5
Was given 0% finance over 3 months. Easy to set up and manage. Saved me having to save for the product Reviewed on: 27th May 2025
Mylesp's avatar
Mylesp

Gives you a sense of security

5
I feel safe using PayPal and they have always been there for me when I have needed them. Reviewed on: 27th May 2025
Linda P's avatar
Linda P

Quick, easy access to credit

5
PayPal credit offers me a quick easy way to use short-term credit. Repayments are easily arranged so that interest doesn't mount up. Reviewed on: 27th May 2025
Kathleen Bakewell 's avatar
Kathleen Bakewell

PayPal credit

5
Easy to use and spread payment at no extra cost to the customer. easy transfers with reassurance that PayPal will support if necessary Reviewed on: 27th May 2025
Special K's avatar
Special K

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