Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Good experience.

Good experience. Used before, no issues Reviewed on: 27th May 2025

Easy to access, no fuss transactions, any issues res...

Easy to access, no fuss transactions, any issues resolved promptly so no unnecessary stress. Would totally recommended to friends and family . Reviewed on: 27th May 2025

So easy to use

So easy to use and very informative Reviewed on: 27th May 2025

Peace of mind.

I have been using PayPal for years and never had any problems. Reviewed on: 27th May 2025

I’ve been using PayPal for years and it’s always bee...

I’ve been using PayPal for years and it’s always been reliable and easy to use. Whether I’m shopping online, sending money to friends, or receiving payments, it’s quick, secure, and hassle-free. I especially appreciate the buyer protection and how straightforward it is to resolve any issues. Highly recommend! Reviewed on: 27th May 2025

During my time using PayPal I have no reason to comp...

During my time using PayPal I have no reason to complain, no issues at all Reviewed on: 27th May 2025

It’s all a little confusing.

It’s all a little confusing. The 2 balances. I thought I was in credit. Reviewed on: 27th May 2025

Great interest rate, payment options and easy to use.

Great interest rate, payment options and easy to use. Everything is easy to keep track of in the app too Reviewed on: 27th May 2025

Great for paying over 3 payments or no interest if p...

Great for paying over 3 payments or no interest if paid before the 4 months. Reviewed on: 27th May 2025

Great love it feel save using pp

Great love it feel save using pp Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 1.40 from 2 reviews
Credit card
from Chase Bank 5.00 from 1 reviews
Credit card
from M&S Bank - Marks and Spencer 2.70 from 188 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub