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PayPal: PayPal Credit reviews

4.90
Based on 86,528 reviews, last reviewed 26th Apr 2026
1648200% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Not bad, very easy to use. Options of 4 month credit and pay in 3 plan Reviewed on: 26th April 2026
Bola S's avatar
Bola S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (86528)

i use PayPal credit to buy my computer

5
i use PayPal credit to buy my computer Reviewed on: 21st April 2026

Easy to use no fuss shows you what you need to see c...

5
Easy to use no fuss shows you what you need to see clearly Reviewed on: 21st April 2026

Very reliable!

5
Very reliable! Easy and straightforward! Reviewed on: 21st April 2026

PayPal gives you chance to buy things that you would...

5
PayPal gives you chance to buy things that you would not be able to aford other wise being able to spread the cost Reviewed on: 21st April 2026

Pay pal are excellent ..

5
Used PayPal for years now they have always given me an excellent service never had a single problem with them Reviewed on: 21st April 2026

Provides great interest free options

5
Provides great interest free options Reviewed on: 21st April 2026

PayPal makes my life simple in a difficult world

5
PayPal makes my life simple in a difficult world Reviewed on: 21st April 2026

Fantastic experience using PayPal credit

5
Great experience & offers like no interest for 4 months is great as well as pau in 3. It's helped me out so much and even when I've received an interest fee it's not been huge amount, I've recommended to family and friends. I also like that you can have a PayPal credit card to use online for places like Amazon as well as in store shops that accept MasterCard, brilliant. Reviewed on: 21st April 2026

I’ve used PayPal for many years.

5
I’ve used PayPal for many years. Gives a safe and hassle free way of paying for goods. Reviewed on: 21st April 2026

Very good rates .

5
Very good rates . Easy to use and very save Reviewed on: 21st April 2026

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