Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50770 reviews)

View other PayPal products

4.91

Based on 50,770 reviews, last reviewed 30th Jun 2025

1839500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50770)

Never had any issues with PayPal credit

Never had any issues with PayPal credit Reviewed on: 27th May 2025

easy to use and safe, when paying online goods.

easy to use and safe, when paying online goods. Several payment options for subcribers Reviewed on: 27th May 2025

Very good service love useing it very handy

Very good service love useing it very handy Reviewed on: 27th May 2025

Amazing!

It was really easy and extremely helpful to know when payments were needed. Reviewed on: 27th May 2025

Never had any issues.

Never had any issues. Happy with the service. Reviewed on: 27th May 2025

Great company to deal with

I haven't always contacted them but when ever I have contacted them ive had a very good experience and would totally recommend it to anyone Reviewed on: 27th May 2025

Excellent

Never had any problems Would highly recommend Reviewed on: 27th May 2025

Paypal makes it easy

Paypal makes it easy especially pay in 3 spread the cost is an excellent idea Reviewed on: 27th May 2025

Easy process to use and pay

Easy process to use pay pal and it's easy payment plans to pay back Reviewed on: 27th May 2025

A easy convenient way to spread the cost of more exp...

A easy convenient way to spread the cost of more expensive items and with PayPal you have the extra security and a great easy to use app. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22258 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub