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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,581 reviews, last reviewed 20th Jun 2026
4264050% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issue, fast & convenient, also easy to... Never had any issue, fast & convenient, also easy to use Reviewed on: 20th June 2026
Danielle D's avatar
Danielle D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143581)

Always very nice and friend

5
I’ve used PayPal for both personal and online purchases, and overall it’s been a reliable payment platform. Transactions are usually quick and secure, and the buyer protection offers extra peace of mind when shopping online. The interface is straightforward and easy to use, making it simple to send and receive money. However, customer service can sometimes be slow to resolve issues, and fees for certain transactions can be higher than expected. Despite these drawbacks, PayPal remains a convenient and trusted payment option that is accepted by a wide range of retailers and individuals worldwide. Reviewed on: 12th June 2026
Martyn S's avatar
Martyn S

Paypal offers were very nice giving enough time to r...

5
Paypal offers were very nice giving enough time to return the money back without interest Reviewed on: 12th June 2026
Mohamed Aathik's avatar
Mohamed Aathik

PayPal account for over 20 years..

5
I've had a PayPal account for over 20 years and it's certainly a very good account to have. Improved quite a lot over time and is much easier to navigate around and make purchases. Reviewed on: 12th June 2026
Anthony Harrison 's avatar
Anthony Harrison

More time to pay

5
PayPal is great and with PayPal credit you get more time to pay Reviewed on: 12th June 2026
Jacqueline Markey's avatar
Jacqueline Markey

I have been a PayPal user for many years.

5
I have been a PayPal user for many years. Recently I have started using the PayPal debit and credit card and find it fantastic; especially the points back for usage. (I have only had a few incidences of payment bot going through on debit card so had to use the credit card which gives less blue points - if this issues could be solved I would be able to maximise my points) Reviewed on: 12th June 2026
C P's avatar
C P

Go for it

5
Great experience and straight forward Reviewed on: 12th June 2026
Peter Kirkland 's avatar
Peter Kirkland

My paypal credit is fantastically bailed me out so m...

5
My paypal credit is fantastically bailed me out so many times. And easy to use without complication Reviewed on: 12th June 2026
Fidelis O's avatar
Fidelis O

Easy to use and anytime I have had an issue it has b...

5
Easy to use and anytime I have had an issue it has been resolved promptly and professionally Reviewed on: 12th June 2026
Sharon J's avatar
Sharon J

very helpful ,reduce the burden of one time payment .

5
very helpful ,reduce the burden of one time payment . Gives the confidence to dream again Reviewed on: 12th June 2026
maria's avatar
maria

I've been able to get through tough times alot easie...

5
I've been able to get through tough times alot easier and it's very manageable Reviewed on: 12th June 2026
Xjsksns's avatar
Xjsksns

Review PayPal: PayPal Credit now

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