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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Very easy and simple.

Very easy and simple. Payment and sign in is quick. Reviewed on: 27th May 2025

They actually lend me money!!

It’s one of the only companies that will actually lend me money! I have a good credit score however because I work part time and I haven’t had any credit cards before as a first time credit user, trying to get any sort of money lending from anyone is hard. You get denied a lot as I am either not making enough or because I haven’t built up a credit report yet they all just turn me away. However PayPal credit doesn’t, also the 4 months without interest is AMAZING. It’s how I’ve managed to buy some big purchases such as my games console. Reviewed on: 27th May 2025

I have used Paypal for large and small purchases wut...

I have used Paypal for large and small purchases wuthout any problems whatsoever. All refunds/cancellations are managed immediately if necessary. Communication is great! Reviewed on: 27th May 2025

PayPal is very easy to use, especially with the app.

PayPal is very easy to use, especially with the app. It’s great having the options to pay in 3 and use credit. Reviewed on: 27th May 2025

Easy to pay and track on sending

Easy to pay and track on sending Reviewed on: 27th May 2025

Straightforward & helpful

Sign up to PayPal Credit was straightforward and easy. I also appreciate the ability to access my credit line through a payment card via their partnership with Curve. Additionally they provide fast access to customer services when raising enquiries which is always helpful. Reviewed on: 27th May 2025

easy to use and a trusted payment method

easy to use and a trusted payment method, have used for over 10 years now mainly for ebay purchases. The Dispute Revolution works really well. Reviewed on: 27th May 2025

I am very satisfied using PAYPAL CREDIT.

I am very satisfied using PAYPAL CREDIT. Reviewed on: 27th May 2025

I've always had pleasant experiences with PayPal

I've always had pleasant experiences with PayPal, whether online or more importantly on the phone. When I had a problem with a payment transaction on eBay it was sorted to my satisfaction immediately by people from PayPal. The paying processes on PayPal are simplification personified too. I can decide how to pay in three ways which is a great choice to have. Reviewed on: 27th May 2025

My go to payment method - always

I always use PayPal to buy things. It is available at so many places and I see the PayPal logo as a sign of a reputable retailer. The ability to link PayPal to a Curve card means it can be used everywhere, not just online. 0% interest for four months is a great deal available on most purchases with PayPal credit. It’s just such a flexible and easy payment method to use! Reviewed on: 27th May 2025

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