Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50770 reviews)

View other PayPal products

4.91

Based on 50,770 reviews, last reviewed 30th Jun 2025

1839500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50770)

Everything is perfect.

Everything is perfect. No issues Reviewed on: 27th May 2025

Excellent services,friendly and helpful team.

Excellent services,friendly and helpful team.Thank you! Reviewed on: 27th May 2025

Paypal credit helped me many times when needed to bu...

Paypal credit helped me many times when needed to buy something urgently and not being able to pay. It’s also easy to make payment. Reviewed on: 27th May 2025

I've been using PayPal for years now its fast, secur...

I've been using PayPal for years now its fast, secure and very reliable cant fault the service pay in 3 is very handy Reviewed on: 27th May 2025

Pay pal credit is easy to use and you can buy more w...

Pay pal credit is easy to use and you can buy more with easy payment options Reviewed on: 27th May 2025

PayPal. Everything is so easy when using PayPal

Everything is so easy when using PayPal Reviewed on: 27th May 2025

Ease of use and allows flexibility and great custome...

Ease of use and allows flexibility and great customer service Reviewed on: 27th May 2025

Buy better instead of buying a "compromise"

I use PayPal Credit routinely. The Pay-in-Three facility is fantastic, and great for making mid-size purchases and manage cashflow better. I buy better things that last longer so it makes sense from a long-term consumption perspective as well. Reviewed on: 27th May 2025

excellent service

excellent service had no problem Reviewed on: 27th May 2025

I trust PayPal for making payments.

I trust PayPal for making payments. You get security and peace of mind and that’s worth a lot in today’s market with so many cyber attacks. I have never had a problem with PayPal and have used them for years I have recommended PayPal to friends and family and they say the same. A trusted company. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.35 from 871 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
British Airways Credit Card
from American Express 4.18 from 81 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22271 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub