Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,611 reviews, last reviewed 26th Apr 2026
1652150% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good mostly. Good mostly. Wish i hadnt taken credit account as APR so high, but every other service i use has been benificial and customer service are always very ... Read more Reviewed on: 26th April 2026
Kerry's avatar
Kerry

Latest lowest rating:

2

Goodyea too doors and new she and good Should spices innthenepidycts and herbs brings darnGood and good Reviewed on: 26th April 2026
Kazawali K's avatar
Kazawali K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86611)

Great customer service

5
Friendly customer service who deal with queries efficiently. Reviewed on: 21st April 2026
Beena K's avatar
Beena K

One of my favourite credit/debit apps

5
I love PayPal, gave a decision on my account straight away, they have a lovely clear website with plenty of offers to connect to your card to earn extra points, so that you can redeem them for extra treats! Yay more for me.. Love it Reviewed on: 21st April 2026
Jane Nash's avatar
Jane Nash

Best customer service .

5
Best customer service . Communication is 5 star Reviewed on: 21st April 2026
Lotta j's avatar
Lotta j

Easy to use, and streamlined in terms of receiving p...

5
Easy to use, and streamlined in terms of receiving payments from people abroad. Efficient and user friendly Reviewed on: 21st April 2026
B L's avatar
B L

Simple to use and easy to understand

4
Simple to use and easy to understand Reviewed on: 21st April 2026
Mike's avatar
Mike

Excellent service cannot fault everything goes smoot...

5
Excellent service cannot fault everything goes smoothly transactions super fast Reviewed on: 21st April 2026
Jayne A's avatar
Jayne A

I’m using this since 2023 it’s been a good service p...

5
I’m using this since 2023 it’s been a good service provide. Reviewed on: 21st April 2026
Mani K's avatar
Mani K

PayPal first class

5
PayPal had always been the one to go to never let me down so easy to make payments and ease of use is great PayPal credit is also grest helps you pay for things and pay it of with ease with installments Reviewed on: 21st April 2026
Colin 's avatar
Colin

I have always found PayPal to be an efficient way to...

5
I have always found PayPal to be an efficient way to pay for anything. I have never experienced any technical problems with their site and I feel confident in the safeguards that they have in place to protect my transactions and consumer rights. Reviewed on: 21st April 2026
Catherine S's avatar
Catherine S

Great no problem easy to use can use in all stores a...

5
Great no problem easy to use can use in all stores and online and manage payments online etc Reviewed on: 21st April 2026
Maureen M's avatar
Maureen M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill