Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy to use

5
Handy, convenient and easy to use Reviewed on: 27th May 2025

Always used PayPal

5
Easy to use app, great to be able to split payments or pay over a longer period. Easy to see money owed and to manage payments. I have been a PayPal member for many years. Reviewed on: 27th May 2025

easy to use and simple web page.

5
easy to use and simple web page. Reviewed on: 27th May 2025

Easy to use and good quality service

5
Easy to use and good quality service Reviewed on: 27th May 2025

PayPal is better than any credit card

5
PayPal is better than any credit card Reviewed on: 27th May 2025

PayPal is a reliable safe platform to place your pur...

5
PayPal is a reliable safe platform to place your purchases and money into. The customer services are very god and they help relive all issues. Reviewed on: 27th May 2025

Simple and friendly

5
Really easy to use when purchasing anything. No pushy sales or wanting you to increase limits, it’s all done very calmly and it’s your choice. Like the option to be able to spread the cost over 3-12-24 months interest free and it’s easy to setup repayments either manually or direct debit. Reviewed on: 27th May 2025

Great financial product

5
Great financial product I use it whenever I have large sum purchases Reviewed on: 27th May 2025

PayPal is great in get manover 3 months a...

5
PayPal is great in many ways, paying over 3 months allows you to afford things you wouldn’t normally buy , also knowing your payments are safe , if you have a problem they will help you any way they can Reviewed on: 27th May 2025

Great service provider, excellent customer service.

5
Great service provider, excellent customer service. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products