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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,668 reviews, last reviewed 27th Apr 2026
1654800% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Would recomend No issues so far, easy to use, good way to plan our finances and adjust when needed Reviewed on: 27th April 2026
SG's avatar
SG

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86668)

A1 helps me budget and get the goods quickly

5
A1 helps me budget and get the goods quickly Reviewed on: 21st April 2026
PAUL T's avatar
PAUL T

Just used PayPal 10 years ago

5
Just used PayPal 10+ years, very convenient for shopping online, and sending money abroad. The application is number 1 in the finance section.. Reviewed on: 21st April 2026
sayman's avatar
sayman

I have been a customer with PayPal for 20 plus years

5
I have been a customer with PayPal for over 20 years. They are trustworthy, honest and helpful. The customer service is always excellent and they are always polite kind and helpful also. Reviewed on: 21st April 2026
Jane's avatar
Jane

Paypal is quite good , rather than using your bank c...

4
Paypal is quite good , rather than using your bank card Reviewed on: 21st April 2026
Sarah Healey 's avatar
Sarah Healey

Helpful, easy access

5
Always useful to have access to this. Very simple to use. Reviewed on: 21st April 2026
Elaine M's avatar
Elaine M

I like using PayPal as I feel safe and secure with m...

5
I like using PayPal as I feel safe and secure with my bank details Reviewed on: 21st April 2026
Reju 's avatar
Reju

Used PayPal for years.

5
Used PayPal for years. Can buy with confidence knowing they have your back if there are any issues. Use PayPal Credit a lot and Pay in 3 is particularly useful Reviewed on: 21st April 2026
Phil W's avatar
Phil W

Very easy to use avaiable on most sites now.

5
Very easy to use avaiable on most sites now. Reviewed on: 21st April 2026
Graeme D's avatar
Graeme D

I enjoy pay Pal and it’s flexibility

5
I enjoy pay Pal and it’s flexibility Reviewed on: 21st April 2026
Kizito F gasana 's avatar
Kizito F gasana

I have used pay pal for years and find experience ex...

5
I have used pay pal for years and find experience excellent Reviewed on: 21st April 2026
Isabella L's avatar
Isabella L

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