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PayPal: PayPal Credit reviews

4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143508)

I use PayPal to pay for my Online Shopping and to se...

5
I use PayPal to pay for my Online Shopping and to send money abroad on a monthly basis, It’s secure, pressure free, quick and efficient, couldn’t ask for more. Reviewed on: 12th June 2026

I love using PayPal, it is really useful and reliabl...

5
I love using PayPal, it is really useful and reliable and I have never had any problems. I also feel safe using it and it is easy to use. Reviewed on: 12th June 2026

Easy to use

5
Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026

Really good and helpful

5
Really good and helpful. Gives that extra bit of financial flexibility Reviewed on: 12th June 2026

Excellent service and good quality

5
Excellent service and good quality Reviewed on: 12th June 2026

I’ve used PayPal credit a few times now.

5
I’ve used PayPal credit a few times now. It’s easy to use and is an option with most shops and service providers. It’s different levels of security make it safe to use. Reviewed on: 12th June 2026

So far my experience has been good, no complaints.

5
So far my experience has been good, no complaints. Reviewed on: 12th June 2026

very flexible and easy to use.

5
very flexible and easy to use. I used many times Reviewed on: 12th June 2026

Brilliant service.

5
Brilliant service. Always available when required and very easy to use Reviewed on: 12th June 2026

I find PayPal caring towards its customers and easy...

5
I find PayPal caring towards its customers and easy to use. I am in my 70’s now and I find making transactions challenging but, when I use PayPal I have no problems. Its customer service is helpful and stress free. I always use PayPal if it’s available. Reviewed on: 12th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review