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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Great experience thus far.

5
Great experience thus far. Very easy to use, straight forward. I've had no issues and easy to repay too! Would recommend paypal credit. Reviewed on: 27th May 2025
Kieran's avatar
Kieran

Easy to use and secure!

5
Paypal is easy to use and the 4 months interest free credit on 'Paypal Credit' is superb, I use this all the time. When I have contacted Customer Services it has always been with a positive outcome. I use paypal for most of my purchases. Reviewed on: 27th May 2025
CL's avatar
CL

Paypal has help me to be safe online and advise us a...

5
Paypal has help me to be safe online and advise us always Reviewed on: 27th May 2025
YSDD's avatar
YSDD

PayPal credit is one of the best credit provider tha...

5
PayPal credit is one of the best credit provider that I have ever had. I have been with PayPal credit for a long time now, good customer services, prompt answer to your questions. Support services is great and friendly, I will be more than happy to introduce PayPal credit to friends and family members. Great customer friendly. Thank you for your services. Reviewed on: 27th May 2025
Francois 's avatar
Francois

Have used paypal loads to buy goods on finances and...

5
Have used paypal loads to buy goods on finances and never had an issue. Reviewed on: 27th May 2025
Peter L's avatar
Peter L

Using PayPal is easy and simple.

5
Using PayPal is easy and simple. The app is great and their customer service is outstanding. Reviewed on: 27th May 2025
Matt B's avatar
Matt B

Pay in three is a great idea if you have willpower,...

5
Pay in three is a great idea if you have willpower, particularly while interest rates are still high Reviewed on: 27th May 2025
tim.m.hope@gmail.com's avatar
[email protected]

Great service, easy to use and online app brilliant

5
Great service, easy to use and online app brilliant Reviewed on: 27th May 2025
Natasha T's avatar
Natasha T

Trustworthy company with great customer service

5
I trust PayPal because if there has ever been a problem they investigate and reporters quickly. They make sure that the seller refund the money or if do not they refund it and pursue the seller. I always use them as I feel my money is safe especially if buying from abroad. Having opportunity to buying over 3 or 4 months without interest is great as well. Really helps on larger units. If you change your mind and return an item the refund is also very quick. All. In all I find PayPal a great trustworthy company to deal with. Reviewed on: 27th May 2025
Su A 's avatar
Su A

Great help

5
I have a good experience with paypal.com. I needed to pay bills after losing my partner and son and money was tight this helped a great deal. I use PayPal where I can for shopping because I no its safe. I have missed payments before but I catch up. Reviewed on: 27th May 2025
Alison d's avatar
Alison d

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