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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,724 reviews, last reviewed 27th Apr 2026
1657300% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use faster and secure payments. Easy to use faster and secure payments. Reviewed on: 27th April 2026
Salman Mansoor 's avatar
Salman Mansoor

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86724)

Credit Ready & Available

5
Best feeling is the credit is there when you need it,hassle free. Thanks Reviewed on: 21st April 2026
Pushpinder 's avatar
Pushpinder

So simple to use for transfers etc.

5
So simple to use for transfers etc. Reviewed on: 21st April 2026
Adam Zaatri's avatar
Adam Zaatri

Easy to use app.

5
Easy to use app. Very useful paypal credit giving more time to pay. Reviewed on: 21st April 2026
Netty's avatar
Netty

Not clear how to pay it, when, or if I've got 0% int...

4
Not clear how to pay it, when, or if I've got 0% interest Reviewed on: 21st April 2026
PC's avatar
PC

This derive has helped me with my car part when I’ve...

5
This derive has helped me with my car part when I’ve not had money after a big bill the monthly repayment option is great and always get a txt to say my payment is due incase I forget Reviewed on: 21st April 2026
Deborah B's avatar
Deborah B

The paypal debit card is rewarding and easy to use

5
The paypal debit card is rewarding and easy to use Reviewed on: 21st April 2026
Glenn W's avatar
Glenn W

Paypal Credit

5
Ive used paypal credit for larger purchases for a few years now, its been very helpful the rates are good and gives you plenty of time to pay Reviewed on: 21st April 2026
Laura p's avatar
Laura p

Pay pal credit is easy to use and navigate, it makes...

5
Pay pal credit is easy to use and navigate, it makes money easy to manage as you have a credit limit that you can use and pay back monthly/whenever you can afford to through the month. It helps with stress of upcoming events such as birthday, and Christmas etc, and the interest rate is great. Highly recommend Reviewed on: 21st April 2026
Jade's avatar
Jade

Paypal is the GOAT

5
Ive used paypal for almost 13 years and ive never had anything but a good experience Reviewed on: 21st April 2026
Oliver J's avatar
Oliver J

Always got good advise n help.

5
Always got good advise n help. Very good service Reviewed on: 21st April 2026
Tahir y's avatar
Tahir y

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