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PayPal: PayPal Credit reviews

4.73
Based on 143,427 reviews, last reviewed 20th Jun 2026
4257200% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great tracking, safe money Safe way to purchase with protection of your money and the transaction Reviewed on: 20th June 2026
Sarah's avatar
Sarah

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143428)

I love paypal due to its reliability convenience and...

5
I love paypal due to its reliability convenience and availability 24 by 7 Reviewed on: 12th June 2026

Everything is done in an easy way without wasting ti...

5
Everything is done in an easy way without wasting time and energy Reviewed on: 12th June 2026

Always providing excellent service when customer car...

5
Always providing excellent service when customer care contacted. Reviewed on: 12th June 2026

Great always!

5
Great always! Easy transactions and great customer service Reviewed on: 12th June 2026

Easy to use.

5
Easy to use and understand, nothing forced on you. Reviewed on: 12th June 2026

I have been using Paypal from early days and its bee...

5
I have been using Paypal from early days and its been brilliant for all the right reasons. Reviewed on: 12th June 2026

Paypal recommedation

5
Keeps me informed and up to date. Easy to use and SAFE. Used for a number of years and never let me down. ***** Reviewed on: 12th June 2026

Never had any problems customer service when things...

5
Never had any problems customer service when things have gone wrong with seller customer service have always sorted promptly Reviewed on: 12th June 2026

Great for spreading cost, a good option to have.

5
Great for spreading cost, a good option to have. Reviewed on: 12th June 2026

Very easy to use and pay for things through the app.

5
Very easy to use and pay for things through the app. I know the credit limit but I can also use the free 4 months interest free offers. Reviewed on: 12th June 2026

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