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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143381)

I love pay pal it helps a lot when you don't have th...

5
I love pay pal it helps a lot when you don't have the money straight away. I feel safe using PayPal Reviewed on: 12th June 2026
Vicki H's avatar
Vicki H

Great app.

5
Great app. Easy to use. Quick and efficient Reviewed on: 12th June 2026
simon l's avatar
simon l

PayPal Cares About Its Customers

5
I needed a refund from a scam and they investigated it promptly and reimbursed me. A great job done! Reviewed on: 12th June 2026
Elaine Day's avatar
Elaine Day

no one else in the market who compares to them

4
I have been using PayPal for a long time. It is a very good service. They give interest-free time for a long time.Apart from this, you can make pay three times and if there is anything above 100 pound there is a time of four months for that too. Reviewed on: 12th June 2026
Nazakat H's avatar
Nazakat H

Very straightforward to use, makes checkout very quick.

5
Very straightforward to use, makes checkout very quick. Reviewed on: 12th June 2026
David's avatar
David

Easy,handy and great customer service

5
Easy,handy and great customer service Reviewed on: 12th June 2026
Derek B's avatar
Derek B

Instalment payment option was great.

5
The 4-installment payment option was great. Being able to spread the payments over time made things much easier for me financially and helped ease the burden on my budget. Reviewed on: 12th June 2026
Guven O's avatar
Guven O

Easy to use and reliable credit option

5
I have used PayPal Credit for over a year now and found it really straightforward to manage. The application process was quick and approval was clear. It is easy to track spending and payments directly from my PayPal account, which makes keeping on top of finances simple. I like the interest-free offers on eligible purchases when paid off in time, and the reminders help me avoid extra charges. Customer support has also been helpful when I had questions. It works well as a safety net for unexpected costs, as long as you keep up with repayments. Overall it is a reliable, convenient credit option that fits my everyday needs. Reviewed on: 12th June 2026
Sohnia's avatar
Sohnia

Excellent choices and service.

5
Excellent choices and service.Excellent rewards scheme Reviewed on: 12th June 2026
Alun R's avatar
Alun R

I have been with paypal for more than 5 years.

5
I have been with paypal for more than 5 years. Every year it gives the customers what it needs and has been stable in improving the service. From more partnerships with other business, credit, and the point system for rewards. Reviewed on: 12th June 2026
Elz's avatar
Elz

Review PayPal: PayPal Credit now

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