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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal is great

I've never had a bad experience, and I find the app a user friendly one which is always a bonus!! Reviewed on: 27th May 2025

Always flawless, clear rules and smooth secure trans...

Always flawless, clear rules and smooth secure transactions Reviewed on: 27th May 2025

I use PayPal for everything I can, provides protecti...

I use PayPal for everything I can, provides protection and can even spread out payments when needed. Reviewed on: 27th May 2025

A good service with a wide way opportunities to use...

A good service with a wide way opportunities to use different sites. Sending money to abroad is a fantastic way to be close to my family. Reviewed on: 27th May 2025

PayPal Credit is perfect for budgeting

PayPal Credit allows me to pay and budget for larger charged items eg flights or tech. Being able to pay 0% interest is of huge help and extremely convenient Reviewed on: 27th May 2025

Excellent customer service and usability.

Excellent customer service and usability. Reviewed on: 27th May 2025

Paypal always

I use paypal regularly.The pay in 3 helps spread the lost of purchases and it's clear when and what payments are due. The paypl credit have been very useful for the unexpected larger expenses Reviewed on: 27th May 2025

My experience with Paypal is very good, save, when I...

My experience with Paypal is very good, save, when I got any problems with payment or with parcels I didn’t receive, Paypal support tried sorted, very helpful. Reviewed on: 27th May 2025

Simple...

Easy to pay, like the pay in three, no interest if paid on time. Reviewed on: 27th May 2025

Paypal allows me to spread the cost of my purchases.

Paypal allows me to spread the cost of my purchases. Reviewed on: 27th May 2025

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