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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal has given me peace of mind.

Paypal has given me peace of mind. I don't have to give my card details for every purchase I make online and it offers me great payment plans. They have been very supportive and have helped to resolve any disputes effectively and efficiently. Reviewed on: 27th May 2025

Quick & easy with choice

It feels safer to pay by PayPal online and I love the fact that you get so many easy and quick options of how to pay. Pay straight from your bank account , 3 monthly or 4 months interest credit to spread the cost. Couldn’t be easier. Reviewed on: 27th May 2025

PayPal credit. Never had a problem always been 100%

Never had a problem always been 100% Reviewed on: 27th May 2025

Great deal

Nothing to complain about it ,is there when you need it Reviewed on: 27th May 2025

PayPal is amazing for one of a number of things!

I have used PayPal for many years now and have absolutely loved it. It is extremely user friendly and offers a wide variety of products. I really like using PayPal for online purchases as all of my details are prepopulated plus the added bonus of selecting one of a number of debit cards is great. When issues are hit the customer service is always very prompt Reviewed on: 27th May 2025

Very good, easy and safe to handle money

Very good, easy and safe to handle money Reviewed on: 27th May 2025

Very professional.

Very professional. Prompt, safe service. Reviewed on: 27th May 2025

Great system

Always fast customer service that will walk you through any questions about the system. A reminder and minimum payment limit to avoid charges are also very helpful if you use PayPal Credit. Reviewed on: 27th May 2025

Very easy to use every online shopping and safe we g...

Very easy to use every online shopping and safe we getting things. If we use credit cards sometimes we don't get what we ordered. Reviewed on: 27th May 2025

Pros and Cons

Pros: the interest rates are low and the payment check out is seamless with PayPal, and the app os easy to use and clear. Cons: I have tried setting a direct debit for months now and it doesn't go through, unfortunately this meant I missed some payments as I believed a direct debit had been set up and wasn't, plus there were no communication before the due date, all my other credit providers send emails nesr oayment date to let me know "your pay is due on etc etc etc make sure you don't miss you payment deadline so you don't incur £12 fine etc" bit PayPal doesn't send an email or msg reminders at all. Reviewed on: 27th May 2025

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