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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

The whole exchange transactions sometimes they don’t...

5
The whole exchange transactions sometimes they don’t seem to be fair , but I get that everyone has to win some Reviewed on: 27th May 2025

fFiendly payment...

5
PayPal is simple to use and offers friendly payment options Reviewed on: 27th May 2025

Good service & easy maintenance of account

5
Good service & easy maintenance of account Reviewed on: 27th May 2025

A great way to manage large purchases, easy to use a...

5
A great way to manage large purchases, easy to use and very clear when repayments are needed. Reviewed on: 27th May 2025

I feel my money is secure when using Paypal.

4
I feel my money is secure when using Paypal. Reviewed on: 27th May 2025

Best ever finance provider

5
PayPal quite simply makes paying for things easy. No hassle, no complications - and plenty of options for extended credit if needed. Reviewed on: 27th May 2025

Always get in touch if you have a problem

5
Always get in touch if you have a problem Reviewed on: 27th May 2025

Pay the easy way

5
Very efficient and easy to use always a good and safe way to pay Reviewed on: 27th May 2025

I’ve used PayPal credit for many years and live the...

5
I’ve used PayPal credit for many years and live the flexibility and reliability of the system…the ability to pay by direct debit as well as paying of my balance early without fuss is a really attractive feature as does spreading payments and using it to pay for goods online. . My go to credit provider. Reviewed on: 27th May 2025

PayPal is reliable and secure

5
PayPal is reliable and a convenient tool for transactions. The ease it can be used by any age group makes it a handy App to pay securely, I will recommend the App for all new members that are looking for a reliable and secure financial tool. Reviewed on: 27th May 2025

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