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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143255 reviews)

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4.73

Based on 143,255 reviews, last reviewed 20th Jun 2026

4249300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143255)

It works, its interest rate is good, no complaints

It works, its interest rate is good, no complaints Reviewed on: 12th June 2026

PayPal has been great!

My experience has been amazing so far. I have never had a problem. I am using PayPal credit every day and it is very helpful to manage my finances. I have received my physical card now which is adding additional value to the service. Reviewed on: 12th June 2026

Give me a sense of security using PayPal and trust.

Give me a sense of security using PayPal and trust. Reviewed on: 12th June 2026

It makes my shopping easier.

It makes my shopping easier. Also dont feel under pressure to pay the money back as it gives you enough time Reviewed on: 12th June 2026

Great and easy to use, easy to get 0% if required, c...

Great and easy to use, easy to get 0% if required, customer service easy to access and talk to. Reviewed on: 12th June 2026

Pay your way with PayPal today

Every day pay pal very easy and safe to use Reviewed on: 12th June 2026

PayPal Credit struggling to support their aspiration...

PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and too hard to speak to humans that can sort it all out. They make the mess and then penalise their customers Reviewed on: 12th June 2026

Best service

Very easy and simple to access,make and receive payments! Very happy with this service. Reviewed on: 12th June 2026

All the service is good all the time

All the service is good all the time Reviewed on: 12th June 2026

Paypal is very efficient to use and always reliable.

Paypal is very efficient to use and always reliable. Reviewed on: 12th June 2026

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