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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Best way to pay.

5
I always use pay pal for all my purchases it’s easy and gives me options on how I pay a quick easy safe and reliable service. Reviewed on: 27th May 2025

Excellent always fast and easy conversation with cas...

5
Excellent always fast and easy conversation with castumer service Reviewed on: 27th May 2025

Straightforward, secure and professional.

5
Straightforward, secure and professional. Reviewed on: 27th May 2025

For ease of use its been brilliant.

5
For ease of use its been brilliant. When I had an issue it was difficult to get in touch with anyone and took a long time to resolve. The interest rates are also very high so takes longer to pay back. Can affect your credit score. Reviewed on: 27th May 2025

Great service and quick payments, good value for money

4
Great service and quick payments, good value for money Reviewed on: 27th May 2025

I use PayPal daily.

5
I use PayPal daily. Easy to use and the apps brilliant Reviewed on: 27th May 2025

Customer service

5
Having had problems with suppliers they sorted it out speadiily and professional Reviewed on: 27th May 2025

Loads of options

5
Pay in three comes in really handy. 0% credit is brilliant aswell. Paying family and friends and nearly everything online is great. Reviewed on: 27th May 2025

PayPal lets you send money to anyone with email.

5
PayPal lets you send money to anyone with email. PayPal is free for consumers, and works seamlessly with your existing credit card and current account. You can settle debts, borrow cash, divide bills or split expenses with friends, all without going to an ATM or looking for your chequebook. Reviewed on: 27th May 2025

Assuring and Always there....

5
Whenever I have used PayPal I have always found d it to be easy. And further assured that you are protected during and post purchase. Reviewed on: 27th May 2025

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