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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,126 reviews, last reviewed 20th Jun 2026
4243450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem thank you I’ve been with them for years G... No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143126)

Convenient

5
It is convenient to use and keep track of Reviewed on: 12th June 2026
L G's avatar
L G

So far so good excellent service to date

5
So far so good excellent service to date Reviewed on: 12th June 2026
Chris h's avatar
Chris h

Excellent service

5
PayPal is easy to use, secure, and makes sending and receiving payments quick and convenient. I’ve had a smooth experience with transactions, and the buyer protection features provide extra peace of mind. Overall, it’s a reliable platform for online payments. Reviewed on: 12th June 2026
EP's avatar
EP

Good experience

5
Good experience can you on most websites Reviewed on: 12th June 2026
Abi's avatar
Abi

the online protection and security is exceptional

5
the online protection and security is exceptional Reviewed on: 12th June 2026
Vic 's avatar
Vic

Reliability

5
Good communication,and would always use Pay-Pal,if ,available, to buy on line Reviewed on: 12th June 2026
Alistair G's avatar
Alistair G

Gives you Confidence with Finance

5
Let's face it.., if your at a Bottom of a Barrel.. PayPal Credit can Help you out. Even Help a Friend out, and they can Return the Monthly Payments back to you, {if they are honest.}. Great way to Help Buy a Big Ticket item,. just make the Monthly Returns.. a Thriller way to use Money, and get Shopping done, and make Friends. Thank you. Reviewed on: 12th June 2026
Gabriel G's avatar
Gabriel G

Absolutely love the convenience.

5
Absolutely love the convenience. A safe way of making purchases. I particularly like the pay in three, or the ability to spread payments over 4 months for more expensive purchases. Reviewed on: 12th June 2026
Gary C's avatar
Gary C

Very quick to sign up and use.

5
Very quick to sign up and use. It does take a while for payments to be registered on your available credit however. Reviewed on: 12th June 2026
Bobbie M's avatar
Bobbie M

Why Paypal credit works for me

5
PayPal credit is really easy to use alongside the other benefits PayPal offers. It has great 0% credit options for up to 4 months, which has helped me to spread payments. You also get great buyer protection which is always reassuring. Reviewed on: 12th June 2026
Lisa B's avatar
Lisa B

Review PayPal: PayPal Credit now

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