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PayPal: PayPal Credit reviews

4.73
Based on 143,051 reviews, last reviewed 20th Jun 2026
4239900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026
khads1000's avatar
khads1000

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143051)

Since I got the pay pal credit card to get the thing...

5
Since I got the pay pal credit card to get the things reachable for me. I very happy Reviewed on: 12th June 2026

Flexible payment

5
I use paypal credit and paypal pay in 3 often. They give me a bit of flexibility in the current financial climate. I recently used my points to discount a purchase which is always appreciated Reviewed on: 12th June 2026

Having a great time with PayPal debit and credit.

5
Having a great time with PayPal debit and credit.Excellent service Reviewed on: 12th June 2026

One of the best payment app, I really love it .

5
One of the best payment app, I really love it . It make easy in making payment in online and offline shop. Reviewed on: 12th June 2026

Easy and safe to use

5
Easy to use, paypal is my go to for majority of purchases, feels safe to use Reviewed on: 12th June 2026

Best online app

5
So easy and straightforward to use, brilliant in keeping your details safe Reviewed on: 12th June 2026

Easy to use great there is a virtual card

5
Easy to use great there is a virtual card Reviewed on: 12th June 2026

Easy to use, good communication and good offers

5
Easy to use, good communication and good offers Reviewed on: 12th June 2026

Best lender

5
PayPal is amazing so easy to use and has lots of offer for you to use. Reviewed on: 12th June 2026

Great Experience

5
Always a smooth transaction even setting up initially, no catches, no issues, easy to use and pay. Reviewed on: 12th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review