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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,274 reviews, last reviewed 27th Apr 2026
1682800% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything went smoothly. Everything went smoothly. No problems at all. I sorted out direct debit from my current account and it just left my account and paid off PayPal cred... Read more Reviewed on: 27th April 2026
Jayne E's avatar
Jayne E

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87274)

Excellent

5
Excellent really easy yo use and lots of places you can use it. Reviewed on: 21st April 2026
Suzanne 's avatar
Suzanne

extremely easy to use and quick service

5
extremely easy to use and quick service Reviewed on: 21st April 2026
Robyn C's avatar
Robyn C

Effective

5
You can actually get through and talk to a human that's helpful, knowledgeable and polite! Reviewed on: 21st April 2026
Kyri B's avatar
Kyri B

Too high interest,balance u pay doesn’t come off any...

3
Too high interest,balance u pay doesn’t come off any payments on credit over 3months just overall balance so you end up with more interest Reviewed on: 21st April 2026
K P's avatar
K P

Helps me pay for purchases I couldn’t purchase outri...

5
Helps me pay for purchases I couldn’t purchase outright. Easy to use. Great app. Reviewed on: 21st April 2026
Kelli's avatar
Kelli

Whenever I have an issue with my account or a paymen...

5
Whenever I have an issue with my account or a payment is easy for me to call and get someone to help straight Reviewed on: 21st April 2026
Leonie k's avatar
Leonie k

Understanding customer service

5
I have recently had the misfortune of missing a payment by 1 day and it was resolved in such a helpful way by the customer support member who helped me Reviewed on: 21st April 2026
kathryn G's avatar
kathryn G

Navigate with ease while used making purchases with...

5
Navigate with ease while used making purchases with added benefits of earning points for cash when used with a PayPal card payment online or in store Reviewed on: 21st April 2026
SB's avatar
SB

Great service and flexible payment!

5
Great service and flexible payment! Reviewed on: 21st April 2026
Hossein Anbari's avatar
Hossein Anbari

I find PayPal very quick and easy to use and have ne...

5
I find PayPal very quick and easy to use and have never had any issues at all! I would highly recommend PayPal to anyone! Reviewed on: 21st April 2026
Josh Broadbridge's avatar
Josh Broadbridge

Review PayPal: PayPal Credit now

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