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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

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4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143045)

Pay in 3 is great

Pay in 3 is great allows me to budget. Reviewed on: 12th June 2026

Makes online shopping easy and secure.

Makes online shopping easy and secure. Never need to worry about card/bank details being safe, process refunds on online shopping automatically and efficiently. Always use PayPal when it’s available Reviewed on: 12th June 2026

Super easy to use, pay extra, and receive auto limit...

Super easy to use, pay extra, and receive auto limit increases. Having 4 months 0% on purchases is a great way to spread payments on larger purchases without incurring any interest! Reviewed on: 12th June 2026

I like PayPal.

I like PayPal. I've been using it for many years. Reviewed on: 12th June 2026

Straight forward ultra efficient with a very high le...

Straight forward ultra efficient with a very high level of security. Reviewed on: 12th June 2026

Absolutely amazing love PayPal and thank you for you...

Absolutely amazing love PayPal and thank you for your help with my last claim much appreciated Reviewed on: 12th June 2026

PayPal is a around financial support.

PayPal is excepted for lots of online shopping it convenient with the pay in 3 or credit account that gives you interest free for 3 months and now with the pre paid debit card it’s complete in offering you a plan. Reviewed on: 12th June 2026

Great service

Been using PayPal credit for a few years and no issues. Great service Reviewed on: 12th June 2026

Always easy to checkout plus pay later options make...

Always easy to checkout plus pay later options make it easy to buy larger items Reviewed on: 12th June 2026

PayPal always been amazing

PayPal has always been a fantastic way to pay for goods and services aswell as family and friends. Easy to apply for and good customer service. Reviewed on: 12th June 2026

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