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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50770 reviews)

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4.91

Based on 50,770 reviews, last reviewed 30th Jun 2025

1839500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50770)

Convenient, Flexible, and Reliable

I’ve been using PayPal Credit for over a year now and I’m genuinely impressed by how convenient and flexible it is. The 0% interest for 4 months on purchases over £99 is a brilliant feature – it’s helped me spread the cost of larger items without paying extra. The application process was quick and straightforward, and everything is seamlessly integrated with my PayPal account. I also appreciate how easy it is to manage repayments online or via the app. Notifications and reminders are clear and timely, and I’ve never had any issues with missed payments. It’s a great option if you want to make larger purchases and pay them off gradually without high interest, provided you stay on top of the terms. Overall, PayPal Credit is a reliable and helpful tool for responsible buyers – I’d definitely recommend it if you’re looking for flexible finance with trusted backing. Reviewed on: 27th May 2025

Great and easy to use!

Everything has been straight forward, easy and just what you want from a credit provider. Reviewed on: 27th May 2025

Easy to use prompt.payment

Easy to use..good communication. Easy to.pay Reviewed on: 27th May 2025

Easy to transfer money and to use for online shopping.

Easy to transfer money and to use for online shopping. The PayPal App is easy to navigate. PayPal credit comes handy for big purchases. Had a couple issues with the seller when purchases weren’t received and PayPal helped to refund the money. Customer service respond very quickly and are always helpful. Reviewed on: 27th May 2025

Great service

I enjoy using PayPal as the app is straight forward and easy to use. I also love pay pal credit service because I love the option to split my purchases in few instalments Reviewed on: 27th May 2025

easy to use, friendly and useful

easy to use, friendly and useful Reviewed on: 27th May 2025

Easy to use and quick.

Easy to use and quick.That is exactly what do I need Reviewed on: 27th May 2025

Great alternative way to pay don’t need to remember...

Great alternative way to pay don’t need to remember your card or anything just email Reviewed on: 27th May 2025

Great peace of mind - PayPal protection is vital

I love PayPall for the security while making purchases online. I do find the interest rates a little high compared to other credit facilities. But the service is good and it’s worth it for the peace of mind. Reviewed on: 27th May 2025

Great sevice.

Great sevice. Excellent customer care. Reviewed on: 27th May 2025

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