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PayPal: PayPal Credit reviews

4.91
Based on 50,767 reviews, last reviewed 30th Jun 2025
1839300% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

satisfaction Very satisfied with my PayPal Credit account! I like a lot the 3 months 0% offer when paid off within that time. I also love that the ‚in’ & ‚out’ mon... Read more Reviewed on: 30th June 2025
AB's avatar
AB

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50767)

Good service, tricky to manage multiple agreements

3
The service is good, the only issue I have is you can't pay off a specific PayPal credit balance separately when you have other previous agreements on your account. This makes it tricky if you want to avoid paying any interest if you've taken out a 0% interest offer that finishes after a specific date, you have to wait until the date arrives and then pay it off all at once Reviewed on: 27th May 2025

I found it very useful and easy payment

5
I found it very useful and easy payment Reviewed on: 27th May 2025

Anytime I call paypal, the issue is always resolved...

5
Anytime I call paypal, the issue is always resolved immediately. Reviewed on: 27th May 2025

I think paypal is absolutely excellent.

5
I think paypal is absolutely excellent. Would recommend it to anybody. It’s such a good way to buy things and pay back. Reviewed on: 27th May 2025

Fantastic service provided.

5
Fantastic service provided. never any problems and allows easy payments Reviewed on: 27th May 2025

Time laps

3
In the past, I have had bad experiences with PayPal very uncooperative very unhelpful not been in contact with them for a couple of years so my feelings are neutral Reviewed on: 27th May 2025

Fantastic credit service

5
With the credit facility they provide, I'm always notified in advance of up coming payments and balance's. Very clear and helpful. Reviewed on: 27th May 2025

Fantastic service.

5
Fantastic service. Never had any issues with PayPal especially when having difficulty with purchases. Everything always gets resolved. Thanks Reviewed on: 27th May 2025

PayPal payment make it easier to buy needed items an...

5
PayPal payment make it easier to buy needed items and split the cost to fit modern cost of living Reviewed on: 27th May 2025

paypal has always been there for me and had my back...

5
paypal has always been there for me and had my back when ive had problems with difficult salers Reviewed on: 27th May 2025

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