Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87352 reviews)

View other PayPal products

4.90

Based on 87,352 reviews, last reviewed 27th Apr 2026

1686450% increase in 5 star reviews

in the past 90 days

4800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A great platform with many options for payment plans... A great platform with many options for payment plans, they have helped with bogus sellers also to reclaim my funds back. Reviewed on: 27th April 2026

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (87352)

Great experience, very easy to use

Great experience, very easy to use Reviewed on: 21st April 2026

Great easy experience to check out on a variety of w...

Great easy experience to check out on a variety of websites. Once all set up it's only a couple of buttons to pay securely. Reviewed on: 21st April 2026

Hassle free

Not hat no problems everything been great Reviewed on: 21st April 2026

Using PayPal for Year's

Using PayPal for Year's and didn't had any issues with them. Fast money transfer good customer service. Reviewed on: 21st April 2026

Fantastic

It’s easy to use and secure. You can buy what you want with a 4-month free interest. You can purchase anything you desire with a 4-month interest-free period. Customer support is always available to address your inquiries promptly and satisfactorily. Reviewed on: 21st April 2026

I really love PayPal app.

I really love PayPal app. This is very reliable and helpful when I needed money for shopping. I will recommend it to everyone. Reviewed on: 21st April 2026

Great service!

Great service! Really pleased with everything from Paypal! Reviewed on: 21st April 2026

Amazing Very good for purchasing goods

Amazing Very good for purchasing goods Reviewed on: 21st April 2026

PayPal Credits is great

PayPal credit helps me to pay for my goods before pay day if I am a little short. It is a great way to earn points and is beneficial in every way. Reviewed on: 21st April 2026

Pay in 3/4 coming in clutch.

Pay in 3/4 coming in clutch. No interest is alwayw good Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39959 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub