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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,036 reviews, last reviewed 20th Jun 2026
4239250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal is I love because is safe... My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026
David Cambero Perez 's avatar
David Cambero Perez

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143036)

PayPal 5 star online payments.

5
PayPal has completely transformed the way I handle online shopping and personal payments, easily earning a 5-star rating. The sheer convenience of checking out with just a quick login—without ever having to dig out my wallet or manually type in card numbers—makes online shopping incredibly fast and seamless. What really gives me peace of mind, though, is the robust security it provides; knowing my sensitive banking details are hidden from third-party merchants and backed by reliable Buyer Protection makes shopping on unfamiliar sites entirely stress-free. Whether I am instantly splitting a dinner bill with friends or managing routine online purchases, the platform is consistently fast, user-friendly, and completely dependable. Reviewed on: 12th June 2026
Jeraldine King's avatar
Jeraldine King

I love Paypal

5
I like Paypal, it gives you the chance to have what you want right now. You can pay now or spread the cost and it is risk free Reviewed on: 12th June 2026
Mike H's avatar
Mike H

Outstanding

5
Outstanding makes it so easy to use and xustomer service are so friendly Reviewed on: 12th June 2026
Ian Waller's avatar
Ian Waller

Review of PayPal by Ray Eckersley

5
PayPal is very good, efficient and timely at what it says it does. It reassures me that my business and financial activity is secure and safe. Reviewed on: 12th June 2026
Raymond E's avatar
Raymond E

Very user-friendly experience.

4
Very user-friendly experience. App easy to navigate. Reviewed on: 12th June 2026
George 's avatar
George

Since the moment I applied to now, its been a great...

5
Since the moment I applied to now, its been a great app and good support Reviewed on: 12th June 2026
Nicki Openshaw 's avatar
Nicki Openshaw

Excellent way to spread the cost

5
I find PayPal credit an excellent way to spread the cost of online purchases. And if like me you repay within 4 months you don’t pay any interest. Also as you don’t have to pay for anything until after you’ve received it if it gets sent back no money has left your bank account. Reviewed on: 12th June 2026
Andrea 's avatar
Andrea

Always There at the Time of Need

5
The availability of funding especially when one is short on cash PayPal gives u that provision to settle your affairs and PayPal gives you enough time to settle your bills later. Reviewed on: 12th June 2026
Zainab M's avatar
Zainab M

Experience for first time

5
Finally decided to try PayPal credit and transactions seem smooth and easy Reviewed on: 12th June 2026
Rachid 's avatar
Rachid

Fantastic service, very easy to use and understand.

5
Fantastic service, very easy to use and understand. Has options to spread the cost over different periods of time to make borrowing easier to afford Reviewed on: 12th June 2026
Iframe's avatar
Iframe

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