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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,022 reviews, last reviewed 19th Jun 2026
4238650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026
Neil h's avatar
Neil h

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143022)

Paypal is very helpful and low interest rate ,very a...

5
Paypal is very helpful and low interest rate ,very affordable Reviewed on: 12th June 2026
Gemma C's avatar
Gemma C

I’m use 10 years ago,and never was any treable!

5
I’m use 10 years ago,and never was any treable! Reviewed on: 12th June 2026
Bartha C's avatar
Bartha C

Very convenient, easily accessible to monitor and plan.

5
Very convenient, easily accessible to monitor and plan. Incredible finance costs can't beat 0% Reviewed on: 12th June 2026
Faisal H's avatar
Faisal H

Paypal is excellent!

5
Paypal is excellent! Always quick to respond and deal with issues and never a problem with paying my monthly bill. Reviewed on: 12th June 2026
Ginny B's avatar
Ginny B

Been a great way of spreading payments.

5
Been a great way of spreading payments. Such an easy payment method without having to enter credit card details when buying. Reviewed on: 12th June 2026
Linda M's avatar
Linda M

I've been using PayPal for over 20 years and in that...

5
I've been using PayPal for over 20 years and in that time I have only needed to make just a few queries about a transaction. Reviewed on: 12th June 2026
Patricia S's avatar
Patricia S

I use PayPal for number of years.

5
I use PayPal for number of years. Never had a problem and if there was one , team was very helpful and sort it out in no time. Reviewed on: 12th June 2026
Karolina Edwards's avatar
Karolina Edwards

I have used PayPal for many years now and feel secur...

5
I have used PayPal for many years now and feel secure with my transactions Reviewed on: 12th June 2026
Arvensis eco's avatar
Arvensis eco

PayPal Credit is great but need improvements ...

4
PayPal Credit It’s great but when payments are done they reflect on the Paypal credit balance but the amount in not deducted until days later from the bank account which resulted in insufficient funds at some point and further charges which made the experience extremely frustrating. Reviewed on: 12th June 2026
Artemis B's avatar
Artemis B

Smart service and convenient all round

5
Smart service and convenient all round Reviewed on: 12th June 2026
AT's avatar
AT

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