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PayPal: PayPal Credit reviews

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4.90
Based on 87,440 reviews, last reviewed 27th Apr 2026
1690400% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely customer service - very understanding when I... Lovely customer service - very understanding when I had made a mistake with payments Reviewed on: 27th April 2026
Niamh's avatar
Niamh

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87440)

I've been using PayPal for many years and never had...

5
I've been using PayPal for many years and never had a problem they are top tier Reviewed on: 22nd April 2026
Jamie D's avatar
Jamie D

Safe, easy and versatile

5
So easy but feel safe using it. I like, the fact that I can spread payments over 3 months with no additional cost. Being able to send money to family and friends instantly. Makes sending money to family in America, cost free and safe. So much easier than normal bsnking. I use PayPal more than I use banking for goods and money transfers. Reviewed on: 21st April 2026
Bernadette Roberts's avatar
Bernadette Roberts

Very happy with this service, easy payment options v...

5
Very happy with this service, easy payment options very reliable Reviewed on: 21st April 2026
Julie P's avatar
Julie P

Wonderful experience, easy and flexible.

5
Wonderful experience, easy and flexible. Reviewed on: 21st April 2026
Emily's avatar
Emily

Paypal has allowed me to buy things and pay it back.

5
Paypal has allowed me to buy things and pay it back in instalments stress free due to the direct debit and i like how it is set out clearly. Reviewed on: 21st April 2026
bf's avatar
bf

Everything is perfect, every time I need it!

5
Everything is perfect, every time I need it!!! Reviewed on: 21st April 2026
Lukasz C's avatar
Lukasz C

Great service, no issues.

5
Never had any issues, would happily use again. Reviewed on: 21st April 2026
James Stabb's avatar
James Stabb

Fantastic!

5
Fantastic! I started using PayPal as my main payment method. I love that they made this PayPay+ where you use your card and get points and get rewards. Every single time I use my apple pay, I always use PayPal Debit Reviewed on: 21st April 2026
AC's avatar
AC

Safe, convenient and user friendly.

5
It is easy convenient and user friendly. It makes payment procedure safe and Every option is great such as, Pay in three or PayPal credit. Thankyou for providing these options. Reviewed on: 21st April 2026
Hina K's avatar
Hina K

Excellent to buy expensive stuff I can't afford.

5
Am able to buy expensive stuff I can't afford. Spreading the payments has made me debt free Reviewed on: 21st April 2026
Mildred M's avatar
Mildred M

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