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PayPal: PayPal Credit reviews

4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50764)

Great way to buy goods

5
Great way to buy goods - pay in three is great Reviewed on: 27th May 2025

Mr Tsarevski

5
Great services from many years! Very satisfied from transaction! Reviewed on: 27th May 2025

Paypal is really helpful to have..

5
Paypal is really helpful to have, downside is the credit part is not as convenient as other providers. You can't apply for increases and to get a decrease you have to message them. The customer service is great and it is actioned quickly, but that's the only downside. Reviewed on: 27th May 2025

Good service

5
I use PayPal a lot for shopping on a daily basis. Works well and always there when needed. Reviewed on: 27th May 2025

Very efficient and quick payment

5
Very efficient and quick payment Reviewed on: 27th May 2025

0% interest easy managed and accessible

5
0% interest easy managed and accessible Reviewed on: 27th May 2025

Easy and very quick.

5
Easy and very quick. No hassle good ways of pay for things.I normally use the 3 mouth payment option great. Reviewed on: 27th May 2025

Very easy to navigate PayPal.

4
Very easy to navigate PayPal. Hassle free and very user friendly platform. Reviewed on: 27th May 2025

Had a bad experience with PayPal credit, would not l...

3
Had a bad experience with PayPal credit, would not listen and useless replies Reviewed on: 27th May 2025

Debit direct is good very good way of paying

5
Debit direct is good very good way of paying Reviewed on: 27th May 2025

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