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PayPal: PayPal Credit reviews

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4.90
Based on 87,539 reviews, last reviewed 27th Apr 2026
1694900% increase in 5 star reviews
in the past 90 days
4850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues, and I use the service regularly. Never had any issues, and I use the service regularly. Reviewed on: 27th April 2026
FionaMoo's avatar
FionaMoo

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026
clare pizzey's avatar
clare pizzey
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87539)

Easy payment

5
Quick check out and secure way to buy online Reviewed on: 22nd April 2026
Rashad s's avatar
Rashad s

A must for easy finance and purchase options.

5
Such a quick easy option. Feels secure and safe and easy to double check giving lots of confidence. Reviewed on: 22nd April 2026
Katie's avatar
Katie

PayPal has always allowed me to manage my finances i...

5
PayPal has always allowed me to manage my finances in flexible ways with easy to use app that provides secure spending at your fingertips. Reviewed on: 22nd April 2026
Stubee's avatar
Stubee

Smart Spending Made Easy with PayPal Credit

5
I’ve been using PayPal Credit for a while now, and it’s genuinely made managing purchases a lot easier. The flexibility it offers is a big plus — being able to spread the cost of larger purchases without immediate pressure has really helped me budget more effectively. The application process was straightforward, and once set up, everything integrates seamlessly within PayPal. I especially like how clear the payment options are at checkout and how easy it is to track what you owe through the app. Customer support has also been reliable whenever I’ve needed help, and I feel confident using it thanks to PayPal’s strong reputation for security. Overall, PayPal Credit is a convenient and flexible option for anyone who wants a bit more control over their spending without complicating things. I’d definitely recommend it. Reviewed on: 22nd April 2026
Anthony B's avatar
Anthony B

Great product

5
Great product very handy. Useful Reviewed on: 22nd April 2026
Clivey's avatar
Clivey

Convenience at affordable rates.

4
Convenience at affordable rates. While PayPal has made me feel safer about purchasing online, it would be even better with easier access to customer services Reviewed on: 22nd April 2026
Gloria O's avatar
Gloria O

Shop and pay slowly

5
When I shop with PayPal Credit I have a peice of mind that I can pay slowly and not get charged interest for four months. Reviewed on: 22nd April 2026
Fizz's avatar
Fizz

PayPal is quick, protective and easy to use in all t...

5
PayPal is quick, protective and easy to use in all transactions Reviewed on: 22nd April 2026
Ernest O's avatar
Ernest O

What a app lovely i love iti i had great experience...

5
What a app lovely i love iti i had great experience people should use it lovely lovely apo Reviewed on: 22nd April 2026
MR S's avatar
MR S

Best installment plans for budgeting

5
Perfect installment plans , fits my needs when you needed the most especially the 4 months one pay later Reviewed on: 22nd April 2026
Sergiu P's avatar
Sergiu P

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