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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,994 reviews, last reviewed 19th Jun 2026
4237300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good so far thank you, haven’t had any issues All good so far thank you, haven’t had any issues Reviewed on: 19th June 2026
Philip M's avatar
Philip M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142994)

Flexible payment options

5
What I really enjoy about PayPal is it offers a range of flexible payment options, from taking it direct from your bank, spreading it out over 3 months for bigger purchases or even PayPal credit. I like their terms are always transparent and they provide regular communication so that you never miss a payment. Reviewed on: 12th June 2026
Joanna R's avatar
Joanna R

Simple and straightforward to use platform.

5
Simple and straightforward to use platform. Reviewed on: 12th June 2026
Darren's avatar
Darren

I love PayPal it’s a great way to shop safely on any...

5
I love PayPal it’s a great way to shop safely on any website. I wish everyone too PayPal coz I would use it every time. Reviewed on: 12th June 2026
Scar's avatar
Scar

Easy to use, helps spread the payments easy app.

5
Easy to use, helps spread the payments. Good reminders in plenty of time. Reviewed on: 12th June 2026
Fiona K's avatar
Fiona K

Great product!

5
I use PayPal credit for lots of different things. It’s great to be able to use it in a variety of different shops when shopping online and now I with the PayPal credit card they’ve made it even easier to be able to use in stores aswell! Reviewed on: 12th June 2026
Antonia R's avatar
Antonia R

Easy to use, convenient and safe.

5
Easy to use, convenient and safe. Reviewed on: 12th June 2026
Deb C's avatar
Deb C

A very reliable service

4
I only ever had one issue and pay pal sorted it very quickly Reviewed on: 12th June 2026
SI's avatar
SI

Very good deals and offers.

5
Very good deals and offers. Easy to use. Help is available all the time. Reviewed on: 12th June 2026
Lalit K's avatar
Lalit K

Had no reason to contact customer service but have n...

4
Had no reason to contact customer service but have no issues with his it works Reviewed on: 12th June 2026
C W's avatar
C W

Good deals on over £100 spent online and 4 month int...

5
Good deals on over £100 spent online and 4 month interest free repayments Reviewed on: 12th June 2026
Alex's avatar
Alex

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