Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50761)

PayPal have always been a safe and convenient way to...

5
PayPal have always been a safe and convenient way to pay, but have upped their game in recent years offering pay in 3 and further credit options which offer further flexibility. Their customer service is good and they have resolved issues regarding eBay purchases for me in the past that would have otherwise meant I had lost money on shoddy goods. Reviewed on: 27th May 2025
Jenny P's avatar
Jenny P

Problems did happen but were sorted

4
Problems have occurred due to PayPal processes, but after contacting help/ support ending was sorted Reviewed on: 27th May 2025
Martyn's avatar
Martyn

Very easy to use PayPal

5
Very easy to use PayPal for payment Reviewed on: 27th May 2025
Katerina C's avatar
Katerina C

Easy to use, easy to monitor my spending and also gi...

5
Easy to use, easy to monitor my spending and also gives me peace of mind that I have payment options and protection. The App is easy to navigate and I can check in at a click of a button and pay extra amounts when needed. Reviewed on: 27th May 2025
Gaynor A's avatar
Gaynor A

I have never had an issue.

5
I have never had an issue. Refunds are processed quickly, credit agreements are easy and the pay in 3 option is brilliant Reviewed on: 27th May 2025
Gareth D's avatar
Gareth D

Easy to use for credit plus interest free for three...

5
Easy to use for credit plus interest free for three months Reviewed on: 27th May 2025
Martin W's avatar
Martin W

Easy, simple just brilliant for credit offering!

5
Easy, simple just brilliant for credit offering! Reviewed on: 27th May 2025
Maxx Kennard's avatar
Maxx Kennard

You can rely on paypal.

5
Paypal is a very unique way of paying for goods with protection in the background. Paypal credit is an affordable way of paying for things of your a bit short to pay the full bill yourself. Reviewed on: 27th May 2025
Carl h's avatar
Carl h

Loyal Customers

4
Paypal has a good service e give the customers a good experience, but I think is missing more deals and offers for the loyal clients. Reviewed on: 27th May 2025
Luciano S's avatar
Luciano S

Quick helpful customer service.

5
Quick helpful customer service. Options for credit, using card, pay in 3 etc Reviewed on: 27th May 2025
Annabelle E's avatar
Annabelle E

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill