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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,961 reviews, last reviewed 19th Jun 2026
4235800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

every time so a long time, always good every time good time, no stress, no hassle.using for a long time, always good deal, extra savings. i think to get another car from PayPal. making my... Read more Reviewed on: 19th June 2026
Ahmed 's avatar
Ahmed

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142961)

The overall service from paypal is great and the onl...

4
The overall service from paypal is great and the only reason I have not given 5 stars is that I don't feel that their app and website is as user friendly & intuitive as it could be. Reviewed on: 12th June 2026
SimCar's avatar
SimCar

PayPal provides secure payment method.

5
PayPal provides secure payment method. I have been using PayPal for a very long time and never had doubts that I would lose my money. The security aspect is very highly regarded globally. Also the ease of use in the App and Web helps massively. Reviewed on: 12th June 2026
Marko's avatar
Marko

As a platform is intuitive and practical

5
As a platform is intuitive and practical, makes it easy to use and its reach continues to grow. Specially good for online purchases Reviewed on: 12th June 2026
Victoria Cobos morantes's avatar
Victoria Cobos morantes

Whats to tell - Pay-in-3 is really useful.

5
Whats to tell - Pay-in-3 is really useful. I don't use credit cards anymore, but I don't mind using Pay-in-3 a reasonable amount to help defray costs, especially come the end of the month before payday. Reviewed on: 12th June 2026
Dani H's avatar
Dani H

I have only had a good experience with PayPal when e...

5
I have only had a good experience with PayPal when ever I have used it to pay for something yours sincerely Derek Fleming Reviewed on: 12th June 2026
Derek Fleming's avatar
Derek Fleming

PayPal is very user friendly with great credit options

5
PayPal is very user friendly, all of your payment methods in one place. They also have a fantastic pay in 3 system where you pay for your purchases over three months, interest free!. If you're eligible, PayPal credit is also even better for purchases over £99 where you spread the cost over 4 months interest free. I find it a great way to manage my finances. PayPal were also great when I needed to dispute a payment to a retailer when I didn't receive my items, I have never had a company respond so quickly and I feel extra safe using their credit products. Reviewed on: 12th June 2026
Skye 's avatar
Skye

PayPal - Versatile Payment Platform

5
PayPal is my preferred payment method as it’s quick and easy with various payment options. Reviewed on: 12th June 2026
Dazza A's avatar
Dazza A

Confidence in PayPal

5
I am so confident buying items using PayPal on line. Its is a simple and easy way to pay, knowing that your payment is secure and safe. I have also had disputed items that I paid with PayPal and on two occasions and PP took up the challenge to achieve refunds. A brilliant service. Reviewed on: 12th June 2026
stephen bunce's avatar
stephen bunce

Easy to use and you can use it to pay...

5
Easy to use and you can use it to pay for anything Reviewed on: 12th June 2026
James Lonsdale's avatar
James Lonsdale

Good interest free options and great that you get a...

5
Good interest free options and great that you get a physical card Reviewed on: 12th June 2026
Craig R's avatar
Craig R

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