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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87658 reviews)

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4.90

Based on 87,658 reviews, last reviewed 27th Apr 2026

1700500% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal regularly, its very easy. I use PayPal regularly, its very easy. Pay over 3 payments i find helpful Reviewed on: 27th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87658)

It's very easy to use.

It's very easy to use. You can access at your fingertips and very nicely laid out. And no problem if you want to pay things of early Reviewed on: 22nd April 2026

Amazing, easy to access, reliable.

Amazing, easy to access, reliable. Reviewed on: 22nd April 2026

Easy to use, great offers and flexible to use now wi...

Easy to use, great offers and flexible to use now with the new credit an debit card Reviewed on: 22nd April 2026

I’ve had a really good experience using PayPal Credit.

I’ve had a really good experience using PayPal Credit. The application process was quick and straightforward, and I was approved within minutes. It’s been especially useful for spreading the cost of purchases, and the promotional offers like 0% interest for a few months are a big plus. The interface is easy to manage through PayPal, and payments are simple to track. Overall, it’s a convenient and flexible option for online spending. Reviewed on: 22nd April 2026

Fast. Simple. Convenient

I am satisfied with everything. I've been using PayPal for a long time. Reviewed on: 22nd April 2026

Paypal story

So easy to use excellent way to pay Reviewed on: 22nd April 2026

simply good.

easy to use, good communication. Never had a problem Reviewed on: 22nd April 2026

Supportive

Understanding , good help and support Reviewed on: 22nd April 2026

PayPal has kept me coming back for 25 years!

I have used PayPal for over 20 years. It is my go-to method of payment due to ease. It was also the the first pay in three app that I was aware of and the four months of 0% credit has been a lifesaver in harder times Reviewed on: 22nd April 2026

Confident funancial assitance

I have used PayPal for many years and feel confident that it enables me to keep my finances in order. Reviewed on: 22nd April 2026

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