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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Effective and safe!

5
For moving money between family members I find PayPal to be quick and easy. I use PayPal credit too for some large items which is very convenient. It all feels safe too! Reviewed on: 27th May 2025

Always on hand to help.

5
Always there to help with any concerns or problems you have. Reviewed on: 27th May 2025

Excellent service and reliable support

5
Excellent service and reliable support Reviewed on: 27th May 2025

Never have any problems.

5
Never have any problems. Always goes through straight away and it’s always the first way I chose to pay! Reviewed on: 27th May 2025

Could use it more.

4
I've not used it much and am getting used to it. I think my card linked to PayPal is a credit card so, due to that, I may use it PayPal credit less and use it more. Reviewed on: 27th May 2025

Easy and user friendly, all upfront costs very well...

5
Easy and user friendly, all upfront costs very well explained. all information very well presented on the website. Reviewed on: 27th May 2025

Easy convenient way of paying you can pay off as muc...

5
Easy convenient way of paying you can pay off as much as you want each month or just the minimum payment v Reviewed on: 27th May 2025

Been nearly decade using PayPal, it service is relia...

5
Been nearly decade using PayPal, it service is reliable, easy, friendly and fantastic. I never had any issues using it in anytime. Most of my transactions happening through it. Reviewed on: 27th May 2025

Discover the freedom of PayPal Credit

5
Shop now, pay later – with ease and confidence. Instant approval. No paperwork. No hassle. Get what you need today and repay over time with low monthly instalments. Whether it’s a big purchase or a sudden expense – PayPal Credit gives you the flexibility you deserve. A smart credit line, right when you need it. Highly recommended! Reviewed on: 27th May 2025

PayPal credit is helpful .

4
PayPal credit is helpful . It is very easy to manage. Reviewed on: 27th May 2025

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