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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50761 reviews)

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4.91

Based on 50,761 reviews, last reviewed 28th Jun 2025

1838900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50761)

It helps me a lot very easy to use.

It helps me a lot I'm very happy Reviewed on: 27th May 2025

been with them a long time ,great for srvice and com...

been with them a long time ,great for srvice and communication in ever way Reviewed on: 27th May 2025

I like the 4 months interest free credit.

I like the 4 months interest free credit. Reviewed on: 27th May 2025

Quick, easy and very user friendly with competitive...

Quick, easy and very user friendly with competitive rates that out match other lenders with various options that tailor too my needs. Reviewed on: 27th May 2025

it is easy & safe to use.

I love having PayPal, it is easy & safe to use. Reviewed on: 27th May 2025

Its easy to use.

Its easy to use. Good service friendly for your Budget. Small amount monthly repayment Reviewed on: 27th May 2025

Easy sign up process and clear communication about m...

Easy sign up process and clear communication about my finance online and in the app. PayPal provided the finance quickly and without hassle, even when I was going through the process of changing my name (by deed poll) which was very helpful as other lenders would not at the time. Reviewed on: 27th May 2025

Best way to make a purchase never let me down

Best way to make a purchase never let me down Reviewed on: 27th May 2025

I always used PayPal for everything .

I always used PayPal for everything . And good thing I did , few years back my fb account was hacked and they tried to take money through my business page . They managed to do it first time but other two PayPal customer service stopped. Later also return my missing money . So I am very great full till today . Reviewed on: 27th May 2025

It's there for when you need it

It's there for when you need it .....and it works! It helped me to bag a bargain which I am enjoying every day. Reviewed on: 27th May 2025

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