Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87741 reviews)

View other PayPal products

4.90

Based on 87,741 reviews, last reviewed 28th Apr 2026

1704500% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good experience! Good experience, good credit limit and easy to manage. Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (87741)

PayPal is extremely convenient and easy to use, the...

PayPal is extremely convenient and easy to use, the fact that you can manage your payments and have so many options is great. Reviewed on: 22nd April 2026

Makes purchases easier to enable me to pay for thing...

Makes purchases easier to enable me to pay for things I need like larger home items over a manageable period of time. Really pleased to have the additional resource to spread the cost of things like furniture. Reviewed on: 22nd April 2026

Easy to use for payments online.

Easy to use for payments online. Like the fact you can earn points for money off. My only issue is when doing a dispute you can't comment when they give you their answer if there's something you disagree with.... Reviewed on: 22nd April 2026

I always use PayPal on line it is quick safe and con...

I always use PayPal on line it is quick safe and convenient, anytime I've had issues they have resolved it quickly. Reviewed on: 22nd April 2026

Convenient and straightforward

Easy to browse and use, few options makes it my favourite method of payment Reviewed on: 22nd April 2026

Great service

Hitch free all the time, no issues Reviewed on: 22nd April 2026

Always had very good experiences with paypal

Always had very good experiences with paypal Reviewed on: 22nd April 2026

PayPal is your handy payment card at your fingertips...

PayPal is your handy payment card at your fingertips, allowing you to get those purchases early and paying later, it’s helped me immensely Reviewed on: 22nd April 2026

Always amazing service thing work quick no problems

Always amazing service thing work quick no problems Reviewed on: 22nd April 2026

PayPal customer service have always helped with any...

PayPal customer service have always helped with any problems and question I have in the past. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.92 from 3687 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 40133 reviews
Credit card
from PayPal 4.92 from 66 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub