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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50757 reviews)

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4.91

Based on 50,757 reviews, last reviewed 27th Jun 2025

1838600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It was very helpful to be able to pay for the goods It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50757)

very convenient

Easy and fast payments, good t&c, very convenient Reviewed on: 27th May 2025

Helps to spread costs for larger spends

Helps to spread costs for larger spends Reviewed on: 27th May 2025

it's easy to get and helped when needed

it's easy to get and helped when needed Reviewed on: 27th May 2025

All round Excellence

I am so pleased I was offered PayPal Credit. It allows me to purchase more expensive items without having to pay the full amount upfront. With PayPal Credit I can now pay over a longer period of time without costing me any additional charges. Brilliant! Reviewed on: 27th May 2025

For larger purchases, a good service to use

I don't use it often, only for larger purchases but I do have a good credit rating so its quite easy to use Reviewed on: 27th May 2025

Never had any issues with PayPal good service

Never had any issues with PayPal good service Reviewed on: 27th May 2025

Ease of use: regular updates: convenient especially...

Ease of use: regular updates: convenient especially when I don’t have my bank card with me Reviewed on: 27th May 2025

Happy with everything

Just always helpful, if I have ever had any issues with a supplier not sending goods paid for PauyPal customer service have stepped in to sort it out. Really happy with everything from the platform, Apps, service. Reviewed on: 27th May 2025

Never had any issues, either with day to day transac...

Never had any issues, either with day to day transactions, PayPal credit, or communication. Pay in three is a great idea which helps spread the cost of larger transactions when you need to. Instant link with eBay is something I also use regularly. Reviewed on: 27th May 2025

Using paypal for online payments for extra security...

Using paypal for online payments for extra security and protection against thefts when buying things. Using also paypal credit on regular basis to cover more valuable expenses with 0 interest on loaned money. Reviewed on: 27th May 2025

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