Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,761 reviews, last reviewed 28th Apr 2026
1705450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer Never had any problems, easy to Use the system and clear information. Reviewed on: 28th April 2026
Sophie3009's avatar
Sophie3009

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87761)

PayPal has made some difficult financial decisions,...

5
PayPal has made some difficult financial decisions, easier. Reviewed on: 22nd April 2026

Exelent tool to manage and pay your bills

5
I have a good experience with Paypal 0% interst option, and installment, that helps me with some key purchases, no paying extra. Reviewed on: 22nd April 2026

Always fair and practical.

5
Always fair and practical. Flexible options for payments are excellent Reviewed on: 22nd April 2026

Paypal is the best

5
I am very recommending paypal this is a lot option to pay, paypal credit, spread your pay in three months I like the mostly. In every website you can find paypal pay this is really helpful I love to buy flights tickets and spread the cost 5 out off 5 customers service very helpful solving problems very quickly. Highly recommended!! Reviewed on: 22nd April 2026

PayPal gives confidence in secure payments.

5
Always use PayPal for secure transactions to online purchases and any other indirect payments Reviewed on: 22nd April 2026

Yes for PayPal

5
I’ve not encountered any problems needing customer support. I enjoy using PayPal. Easy to use, good platform, user friendly. Reviewed on: 22nd April 2026

Great company

5
PayPal is a widely used online payment platform that makes sending and receiving money simple and convenient. Its interface is user-friendly, and transactions are usually quick, which is ideal for both personal and business use. Security features, like encryption and buyer protection, offer peace of mind when shopping online. However, fees can sometimes be high, especially for international transfers or currency conversions. Customer service can also be inconsistent depending on the issue. Overall, PayPal remains a reliable option for digital payments, but users should be aware of potential costs and limitations before relying on it for frequent transactions or business purposes. Reviewed on: 22nd April 2026

Simple but great

5
Easy to apply and easy to manage. Very clear platform Reviewed on: 22nd April 2026

Informative and secure which is imperative when usin...

5
Informative and secure which is imperative when using online payment methods- in addition if you need to query a payment it is handled promptly - thank you PayPal for being my go to payment method! Highly recommended - what are you waiting for… Reviewed on: 22nd April 2026

Always use PayPal for online purchases, never any pr...

5
Always use PayPal for online purchases, never any problems. Reviewed on: 22nd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review