Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142786 reviews)

View other PayPal products

4.73

Based on 142,786 reviews, last reviewed 19th Jun 2026

4228000% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The customer service are helpful The customer service are helpful Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142786)

Best Credit App So far

PayPal Credit has helped me a lot it’s very convenient and easy Reviewed on: 11th June 2026

Easy to use, offer interest free payments for over 100

Easy to use, offer interest free payments for over 100 Reviewed on: 11th June 2026

It was very helpful in hard times

It was very helpful in hard times Reviewed on: 11th June 2026

Totally recommend.

Easy to use and makes life a little easier too. Reviewed on: 11th June 2026

Pretty good I like pay pal for eBay

Pretty good I like pay pal for eBay Reviewed on: 11th June 2026

adaptive

Paypal show me how adaptive they can be, when it come to emergency situations and not disappoint you. Reviewed on: 11th June 2026

PayPal Experience

I always were possible pay with PayPal because I know that they will have my back should anything go wrong I feel safer paying with PayPal especially in these unsettled times with so many scammers about Reviewed on: 11th June 2026

Easy and convenient

Easy and convenient to use and the options for pay in theee or PayPal credit just make things easier Reviewed on: 11th June 2026

Perfect for paying for goods and supplies I need wit...

Perfect for paying for goods and supplies I need without passing bank security Reviewed on: 11th June 2026

Great backup - secure don’t pay with anyone else, yo...

Great backup - secure don’t pay with anyone else, you need a secure trusted company with scammers active. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73811 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub