Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,791 reviews, last reviewed 28th Apr 2026
1706800% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it’s been super easy and convenient for spreading th... it’s been super easy and convenient for spreading the cost of things. Everything works smoothly at checkout, and the 0% offers have been really helpfu... Read more Reviewed on: 28th April 2026
Nishant 's avatar
Nishant

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (87791)

Love my PayPal .

5
Love my PayPal . convenient safe and easy. Reviewed on: 22nd April 2026
Catherine Mallon's avatar
Catherine Mallon

Fantastic service quick and easy to use and keeps my...

5
Fantastic service quick and easy to use and keeps my card details safe when shopping online. The pay in 3 comes in handy for bigger price items Reviewed on: 22nd April 2026
Julie m's avatar
Julie m

PayPal is a secure safe way to shop online and very...

5
PayPal is a secure safe way to shop online and very easy to use Reviewed on: 22nd April 2026
Lawrence l's avatar
Lawrence l

Very helpful customer service and always listen what...

5
Very helpful customer service and always listen what's your question is. Reviewed on: 22nd April 2026
Sarang P's avatar
Sarang P

have strong experience in managing complex, regulat...

5
have strong experience in managing complex, regulated projects, combining commercial, operational, and stakeholder management skills to deliver reliable outcomes. Reviewed on: 22nd April 2026
Shahid I's avatar
Shahid I

Ease of use

5
Interest free for 3 months iv used a few times it's great Reviewed on: 22nd April 2026
Carl t's avatar
Carl t

4 month credit facility!

5
I finfind the 4 month credit facility very useful for helping spread the cost of expensive items Reviewed on: 22nd April 2026
Stephen R's avatar
Stephen R

Good experience

5
Good experience as I get 4 months no interest on items also I am able to raise a dispute if needed and I get help straight away Reviewed on: 22nd April 2026
Uzzy's avatar
Uzzy

I find using PayPal Credit very convenient at times...

5
I find using PayPal Credit very convenient at times for making a payment. If I was to be negative at all I find seeing what the outstanding payment actually relates to.... Reviewed on: 22nd April 2026
Jan 's avatar
Jan

PayPal is very easy and convenient to use.

5
PayPal is very easy and convenient to use. There is no delay in payments and tracking of orders is made easily available Reviewed on: 22nd April 2026
Oladele Abiodun Akinniran's avatar
Oladele Abiodun Akinniran

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill