Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50757 reviews)

View other PayPal products

4.91

Based on 50,757 reviews, last reviewed 27th Jun 2025

1838600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It was very helpful to be able to pay for the goods It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50757)

Used PayPal for over 20 years

Used PayPal for over 20 years and never had a problem, always fast and easy to use Reviewed on: 27th May 2025

I have been using PayPal for meny years now, when I...

I have been using PayPal for meny years now, when I started you could only use it when buying from eBay. I now use it for most things when buying online as it’s a quick easy and most of all simple way to pay. Reviewed on: 27th May 2025

Security when making purchases and helpful with any...

Security when making purchases and helpful with any queries. Puts online items within your reach with the offer of 0% interest or pay in 3. A brilliant service, I’m very happy. Reviewed on: 27th May 2025

all good amazing very easy to use

all good amazing very easy to use Reviewed on: 27th May 2025

Simple to use

So simple to use and easy to access for detail. Reviewed on: 27th May 2025

All good

It was easy and simple to use and can't wait to use it more as this was my first time so I hope my experience with PayPal goes smoothly. Reviewed on: 27th May 2025

I really like PayPal’s credit.

I really like PayPal’s credit. It’s flexible to use and obvious when you need to make repayments. The customer service are great and I highly recommend somebody that I know. Reviewed on: 27th May 2025

Used PayPal credit for years now.

Used PayPal credit for years now. Really helped when we have been stuck especially when I got made redundant added it to my curve wallet and literally kept bread on the table Reviewed on: 27th May 2025

Pal is my pal, very understanding reliable, anythi...

Pal is my pal, very understanding reliable, anything goes wrong g they are there excellent service Reviewed on: 27th May 2025

Reliable site

PayPal is reliable and good customer service, never had a bad experience or problems Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.35 from 871 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews
Aquis Card
from Vanquis 4.25 from 41 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22019 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub