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PayPal: PayPal Credit reviews

4.91
Based on 30,760 reviews, last reviewed 27th Apr 2025
200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025
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Ed G

Latest lowest rating:

1

Incredibly underhanded and sneaky way of conducting... Incredibly underhanded and sneaky way of conducting a business. I set up a credit agreement with PayPal Credit on the condition that they would take p... Read more Reviewed on: 27th April 2025
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (30760)

Very good experience, I will recommend

5
Very good experience, I will recommend Reviewed on: 10th June 2024

Paypal credit is very helpful when I needed to buy s...

5
Paypal credit is very helpful when I needed to buy something and paid over 4 months interest free Reviewed on: 10th June 2024

Pay pal means security in spending

5
They are good at covering you from bad dealers Reviewed on: 10th June 2024

Easy to use and great payment options

5
Easy to use and great payment options Reviewed on: 10th June 2024

Fantastic service have been using PayPal for years.

5
Fantastic service have been using PayPal for years. The customer service support is amazing & ease of use is too. Reviewed on: 10th June 2024

Manageable

5
Great way to spread your costs. Ability to make manageable repayments Reviewed on: 10th June 2024

Great experience with PayPal

5
Easy to access and very excellent condition for repayment. I think they are the best so far in service delivery Reviewed on: 10th June 2024

I've been using PayPal Credit for my purchases, and...

5
I've been using PayPal Credit for my purchases, and it's fantastic. It simplifies purchases without needing to input a credit card each time. The flexible payment options and no-interest promotion on larger purchases are excellent. Highly recommended! Five stars! Reviewed on: 10th June 2024

PayPal, allows me to shop with confidence.

5
I have been using the service for several years, and have found it to be both a safe and convenient way to pay for my online purchases. I have been scamned in the past, prior to using PayPal, and it took a while for me to regain my trust in making online purchases, however, since becoming a more frequent user, I now confidently shop online, with the added bonus of being able to spread the cost through the PayPal credit scheme. I would, without reservation, recommend PayPal to friends, and have actively done so over the years. They have even successfully resolved an issue I had with a booking agent, and were able to secure a refund after I was being frustrated and distressed by the booking company. Reviewed on: 10th June 2024

Very simple, any issues resolved quickly.

5
Very simple, any issues resolved quickly. Reviewed on: 10th June 2024

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