Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,879 reviews, last reviewed 28th Apr 2026
1710950% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is Easy to use , great benefits . PayPal credit is Easy to use , great benefits . Reviewed on: 28th April 2026
MORRISM's avatar
MORRISM

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (87879)

I really value my security against fraudsters.

5
I really value my security against fraudsters. I bought something online and it turned out to be a scam. PayPal did a great job and refunded my money. Reviewed on: 22nd April 2026
Piotr G's avatar
Piotr G

Great service and awesome customer service

5
Great service and awesome customer service Reviewed on: 22nd April 2026
Laila R's avatar
Laila R

Happy customer

5
I’m happy to use PayPal — it’s a great alternative for making payments. Reviewed on: 22nd April 2026
Julita Z's avatar
Julita Z

Easy to use

5
Easy to use however I would make the statement a bit more easy to understand it’s difficult Reviewed on: 22nd April 2026
Mahsa R's avatar
Mahsa R

Paypal. Credit & Plan review

5
I have used PayPal's 4 month payment holiday to get my glasses reglazed in my updated prescription a one-off cost ideal to spread over a couple of months. I then used their pay in 3 installments to upgrade my home office. Schemes are ideal for smaller retail purchases Reviewed on: 22nd April 2026
Christopher N's avatar
Christopher N

Totally brill.

5
Totally brill...go-to finance gateway Reviewed on: 22nd April 2026
MR A's avatar
MR A

Easy as pie

5
Easy to use and secure keep card information safe and protected against fraudsters Reviewed on: 22nd April 2026
Steven Coppard's avatar
Steven Coppard

PayPal have been very flexible and reliable for me.

5
PayPal have been very flexible and reliable for me. I have paid for various items and used a few different ways that PayPal offer, I have found the system very easy to pay off my credit. Reviewed on: 22nd April 2026
Deac's avatar
Deac

Been OK so far,

5
Been OK so far, keep getting use pay in three notifications but never been able to use it, just get not available for this purchase despite the seller offering this service Reviewed on: 22nd April 2026
Stephen Postlethwaite's avatar
Stephen Postlethwaite

Good customer service, fast and professional

5
Good customer service, fast and professional Reviewed on: 22nd April 2026
Martin W's avatar
Martin W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill