Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,996 reviews, last reviewed 28th Apr 2026
1716250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer Service! Had a few problems with paypal credit. but the staff were always there to help! didn’t fully understand it at first but with a few questions asked and... Read more Reviewed on: 28th April 2026
LeightonjR's avatar
LeightonjR

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (87996)

I use PayPal for most of my online shopping.

5
I use PayPal for most of my online shopping. It is very easy to use. I occasionally use the pay in 3 option which gives me a greater flexibility for larger purchases. Reviewed on: 22nd April 2026
Elena P's avatar
Elena P

Quick easy and efficient.

5
It has always been, quick easy and efficient. Excellent customer service if anything goes wrong too. Reviewed on: 22nd April 2026
James C's avatar
James C

Very easy and reliable.

4
Very easy and reliable. I would highly recommend it. Reviewed on: 22nd April 2026
Nestor C's avatar
Nestor C

Always had a good experience when talking to an agen...

5
Always had a good experience when talking to an agent what more can one say our agents are always polite friendly and helpful Reviewed on: 22nd April 2026
george osborne 's avatar
george osborne

Easy to manage the app, Paypal credit and the pay in...

5
Easy to manage the app, Paypal credit and the pay in 3 come in very handy Reviewed on: 22nd April 2026
Jodie K's avatar
Jodie K

PayPal’s my payment pal!

5
I get a better interest rate than on my credit card. Options like pay in 3 make it easy to spread the cost over time. Rewards scheme is brilliant Reviewed on: 22nd April 2026
Brian V's avatar
Brian V

I always have splendid experience whenever O use Pay...

5
I always have splendid experience whenever O use PayPal. Each transaction is always seamless and s3cure. My primary means of payment is PayPal and PayPal credit card Reviewed on: 22nd April 2026
Oluwaseun's avatar
Oluwaseun

I have been with Paypal for years.

5
I have been with Paypal for years. So far I have no problems. Thank you PayPal Reviewed on: 22nd April 2026
Patrick F's avatar
Patrick F

Good for helpin money

5
Good for helpin money for troubles Reviewed on: 22nd April 2026
Otakar Remes's avatar
Otakar Remes

Convenient and easy to use, with enough options for...

5
Convenient and easy to use, with enough options for payments and possibilities to stretch payments Reviewed on: 22nd April 2026
Gerald S's avatar
Gerald S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill