Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 141,343 reviews, last reviewed 17th Jun 2026
4162350% increase in 5 star reviews
in the past 90 days
11800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward to use and timely updates. Straight forward to use and timely updates. Reviewed on: 17th June 2026
Matthew Laird's avatar
Matthew Laird

Latest lowest rating:

2

I find it hard to know what's going on with my PayPa... I find it hard to know what's going on with my PayPal account Reviewed on: 17th June 2026
Nicola B's avatar
Nicola B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (141344)

Very handy when its the end of the month and I know...

5
Very handy when its the end of the month and I know there’s an interest free solution Reviewed on: 11th June 2026

Great PayPal

5
I am a PayPal customer so many years and I am very happy with the service. Reviewed on: 11th June 2026

Easy to manage

5
I have recently started to use PayPal, and made buying alittle more easier and manageable Reviewed on: 11th June 2026

PPC has been good to me.

5
PPC has been good to me, funding when I need, it with flexible repayment etc...Thanks PPC Reviewed on: 11th June 2026

PayPal Credit has become my go-to option for larger...

5
PayPal Credit has become my go-to option for larger online purchases. It’s incredibly convenient because it’s already integrated into PayPal, so there’s no need to complete separate finance applications every time I shop. The checkout process is quick, repayments are easy to track, and I appreciate having the flexibility to spread the cost when needed. It’s simple, transparent and gives me confidence when making purchases online. I’ve had a consistently positive experience and would happily recommend it to friends and family. Reviewed on: 11th June 2026

Easy to use and a great service that i would recomme...

5
Easy to use and a great service that i would recommend to anyone Reviewed on: 11th June 2026

Best around

5
I have used PayPal since the beginning, it’s easy, reliable and great when you need to communicate with any issues. Reviewed on: 11th June 2026

Always excellent with Paypal

5
I always use Paypal as it makes me feel like my bank details are safe. It’s always easy to purchase with the and if there’s an issue, their great customer are very helpful. Reviewed on: 11th June 2026

Very easy and convenient shopping experience and goo...

5
Very easy and convenient shopping experience and good customer service feeling secure and confident when shopping online Reviewed on: 11th June 2026

Customer service is a miss.

5
Customer service is a miss.A Seller never sent my parcel to my address but to somewhere else and i never got my money back. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 72356 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3753 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products