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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (88244 reviews)

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4.91

Based on 88,244 reviews, last reviewed 28th Apr 2026

1727750% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I always pay with PayPal where I can. I always pay with PayPal where I can. It gives you peace of mind Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88244)

Always helpful and I feel safe buying online

Always helpful and I feel safe buying online Reviewed on: 22nd April 2026

It’s really easy to use and manage

It’s really easy to use and manage Reviewed on: 22nd April 2026

Very good .very helpful

Very good . I enjoy it. Very helpful Reviewed on: 22nd April 2026

Paypal is convenient and easy to use.

Paypal is convenient and easy to use. Within minutes money is sent and received. I have a daughter who is at college in another country. Paypal makes it so easy for me to send her money for needs and emergency. Reviewed on: 22nd April 2026

Simple solutions for a complex life!

Just really pleased with what PayPal offers in terms of security and flexibility. Reviewed on: 22nd April 2026

I can’t say much regarding the customer service side...

I can’t say much regarding the customer service side as I’ve not really needed to speak to anyone, however I do believe they would still be amazing and very helpful, pay pal has always worked for me very easy and straightforward also you have security with them I always feel safe when using PayPal Reviewed on: 22nd April 2026

i wish i never opened a paypal credit account, i hat...

i wish i never opened a paypal credit account, i hate being in debt. £1000 would be wonderful to help me pay some of that back. Reviewed on: 22nd April 2026

I use PayPal for everything I buy.

I use PayPal for everything I buy. Great for refunds deal with everything so quick. Reviewed on: 22nd April 2026

Very good service .

Very good service .I used PayPal since 2015. Reviewed on: 22nd April 2026

Perfect for spreading costs on mid-sized purchases

I have been using PayPal Credit and it acts as an excellent medium-term buffer for my online shopping. The standout feature is definitely the rolling 4 months of 0% interest on any basket over £99. It allows me to easily spread the cost of mid-sized purchases without touching my main bank balance or paying a penny in interest. It is seamlessly integrated into almost every online checkout, making it incredibly convenient to manage cash flow. Reviewed on: 22nd April 2026

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