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PayPal: PayPal Credit reviews

4.91
Based on 88,346 reviews, last reviewed 28th Apr 2026
1732400% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really enjoy the pay in 3 service I really enjoy the pay in 3 service Reviewed on: 28th April 2026
Diane Murphy's avatar
Diane Murphy

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88346)

Have used PayPal for years, always very reliable

5
Have used PayPal for years, always very reliable Reviewed on: 22nd April 2026

All best from company I trust

5
I've been with pay pal forany years and now have pay pal credit card all the best from the company that protects you Reviewed on: 22nd April 2026

Easy to use, excellent app

5
Easy to use, excellent app and very quick to help and resolve any issues you may have, especially when financial transactions are challenged Reviewed on: 22nd April 2026

I’ve always had a pleasant experience using PayPal a...

5
I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy to navigate and user friendly and it’s very clear to see if I owe any money as soon as I log in. Reviewed on: 22nd April 2026

Excellent customer service

5
Great customer service and very helpful Reviewed on: 22nd April 2026

Great customer service

5
Agents are always willing to help. And you don't need to hold too long Reviewed on: 22nd April 2026

Convenient and easy to use.

5
Convenient and easy to use. able to buy goods and budget money without paying big interest. Reviewed on: 22nd April 2026

Very Satisfied with PayPal Credit

5
My experience with PayPal Credit has been excellent. Everything works smoothly, payments are easy to manage, and the service has been completely reliable for my daily use. Reviewed on: 22nd April 2026

A convenient and efficient service

5
I've had a very good experience using PayPal app,especially the PayPal credit feature for my transactions. The app is very easy to use and most importantly, very efficient Reviewed on: 22nd April 2026

User friendly And smooth transaction all the time.

5
User friendly And smooth transaction all the time. Secured transactions and always get notifications after transactions Reviewed on: 22nd April 2026

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Help others make smarter decisions by sharing your own experience. Write a review