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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Just excellent

5
Is grated to have it and use it when you need to pay for things you cannot afford to pay at once. Excellent customer service always there to support with everything you need. Reviewed on: 27th May 2025

PayPal - Always an easy way to pay

5
I use PayPal credit and PayPal pay-in-three often and always find it easy to use and really convenient. I get to split or delay the payment and this makes more expensive, unexpected purchases much more manageable. Reviewed on: 27th May 2025

Competitive

5
Easy to use. Competitive interest rate fir credit cards. Reviewed on: 27th May 2025

Very easy to use and safe payment options

4
Very easy to use and safe payment options Reviewed on: 27th May 2025

I only trust PayPal for online purchases, if they th...

5
I only trust PayPal for online purchases, if they they don’t use PayPal no purchase Reviewed on: 27th May 2025

I have used PayPal Credit on several occasions as it...

5
I have used PayPal Credit on several occasions as it’s gives me a flexible way to pay for larger purchases Reviewed on: 27th May 2025

Safe, secure and excellent value

5
I use PayPal to pay on websites whenever it's available to be sure that my information is protected. PayPal credit is fantastic to spread the cost at 0% for 3-4 months Reviewed on: 27th May 2025

I am with PayPal for 20 years now , loyal, always fe...

5
I am with PayPal for 20 years now , loyal, always feel safe to make my purchases Reviewed on: 27th May 2025

I have always had a great experience with Paypal, I...

5
I have always had a great experience with Paypal, I use it a lot and gives me peace of mind knowing its there and available. Reviewed on: 27th May 2025

PayPal is easy to use and very reliable.

5
PayPal is easy to use and very reliable. I like how fast and secure it is for sending and receiving money. The app is simple, and their customer service has been helpful when I needed it. Great service overall! Reviewed on: 27th May 2025

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