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PayPal: PayPal Credit reviews

4.91
Based on 88,283 reviews, last reviewed 28th Apr 2026
1729500% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Very good offers Reviewed on: 28th April 2026
Borislav K's avatar
Borislav K

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (88283)

No complaints

5
It's been a really good experience. Reviewed on: 22nd April 2026

Excellent

5
Works great and gives you good protection if anything goes wrong. Reviewed on: 22nd April 2026

I have used PayPal for years, it is reassuring that...

5
I have used PayPal for years, it is reassuring that your purchases are protected and if you have issues with a merchant, they will step in and help Reviewed on: 22nd April 2026

Very good experience, especially with the Credit car...

5
Very good experience, especially with the Credit card facilities Reviewed on: 22nd April 2026

I’ve had a very positive experience using PayPal Cre...

5
I’ve had a very positive experience using PayPal Credit. It’s simple to use, offers flexible payment options, and makes online shopping much more convenient. The ability to spread payments over time without immediate interest (when eligible) has been especially helpful. Overall, it’s a reliable and user-friendly financial tool. Reviewed on: 22nd April 2026

No issue whatsoever in all my years.

5
No issue whatsoever in all my years. Reviewed on: 22nd April 2026

I'm doing this because I don't win anything.

1
I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

Very good

5
Easy to use, very convenient, always had a good experience with customer help Reviewed on: 22nd April 2026

I love PayPal Credit option!

5
I love PayPal Credit option! It's easy to use, versatile and help with finances. Reviewed on: 22nd April 2026

Easy to use and navigate.

5
Easy to use and navigate. Especially on the app Reviewed on: 22nd April 2026

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