Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 88,386 reviews, last reviewed 28th Apr 2026
1734250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service from Paypal and really good app Excellent service from Paypal and really good app Reviewed on: 28th April 2026
Mubean Patel's avatar
Mubean Patel

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (88386)

Top PayPal

5
Great service as usual., would recommend it to everyone. Reviewed on: 22nd April 2026

Prompt dispute sevice

5
I have had to call pay pal to raise disputes with bogus sellers, they quickly got my money back for me. I was very happy Reviewed on: 22nd April 2026

Regularly there when U need it.

5
Regularly there when U need it. Easy to use, monitor and manage Reviewed on: 22nd April 2026

Good for little emergencies and purchases before pay...

5
Good for little emergencies and purchases before payday. Reviewed on: 22nd April 2026

Best Money App in My Opinion!

5
I use PayPal on most of the occasions that I buy online. I find it is the quickest way and the most secure way to pay. I also use the different ways to pay according to the su of my purchase! I feel this is also the safest credit way to pay. All in all I wouldn't be without PayPal and advise everyone else to use it. Reviewed on: 22nd April 2026

Very good.

5
Very good. I have used PayPal for years and it has helped me financially in ways which I wouldn't otherwise be able to afford. Reviewed on: 22nd April 2026

Security

5
Very good apps for security reasons Reviewed on: 22nd April 2026

Easy to use and so convenient!.

5
Easy to use and so convenient! Love it! Reviewed on: 22nd April 2026

Very clear from the beginning, a valuable tool.

5
It's very clear from the beginning how everything will work which made it easy for me to plan. The 0% offer appeared again which i wasn't expecting so i was able to plan some more much needed finance when i needed it most. Reviewed on: 22nd April 2026

Been using paypal for more than 10 yrs

4
Been using paypal for more than 10 yrs Reviewed on: 22nd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review