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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,868 reviews, last reviewed 17th Jun 2026
4140350% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped to keep my head above water! PayPal has helped to keep my head above water! Without their pay in 3 I don’t know how I could survive this horrible hardship in the United Kingdom. Reviewed on: 17th June 2026
Ngozi J's avatar
Ngozi J

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140868)

Paypal credit is amazing!

5
Paypal credit is amazing! Easy to use and reliable Reviewed on: 11th June 2026
AdaNK's avatar
AdaNK

Good experience.

5
Good experience. No need to worry about scams. Always recommend. Reviewed on: 11th June 2026
Deepak k subedi 's avatar
Deepak k subedi

Easy. Safe

5
Easy. Safe. Practical. Fast. Also provides credit Reviewed on: 10th June 2026
Lucas's avatar
Lucas

Easy to use and good offers

4
really easy to use and pay in 3 with no interest on some purchases is really heloful Reviewed on: 10th June 2026
Ryan S's avatar
Ryan S

Easy, reliable and Rewarding

5
So Easy to join, reliable and widely available. Best of all, gives you rewards Reviewed on: 10th June 2026
Siddharth B's avatar
Siddharth B

PayPal Credit is an excellent tool and offers some i...

5
PayPal Credit is an excellent tool and offers some interesting incentives. Makes financing very easy to use and a very useful addition to one's purchasing power with the ability to flex as needed. Reviewed on: 10th June 2026
Stevie H's avatar
Stevie H

Great service!

5
Every time I've spoke to someone they have always been so helpful and I can speak to someone on the phone without having to everything online. Always great value for money and deals for credit and buy in 3 as well as an easy way to pay direct from the bank Reviewed on: 10th June 2026
Chantal M's avatar
Chantal M

Good range of credit options, from a standard credit...

4
Good range of credit options, from a standard credit card to a buy now pay later option. Many of the options are interest free for a period. Reviewed on: 10th June 2026
Ash T's avatar
Ash T

The best way to pay!

5
The best way to pay! Safe secure and with the choice of pay in full, pay in 3 or pay pal credit I’m never without option, would always recommend Reviewed on: 10th June 2026
Michael's avatar
Michael

I wish it would be 0% credit for 6 months instead of 4.

4
I wish it would be 0% credit for 6 months instead of 4. Reviewed on: 10th June 2026
Sandra Galicka's avatar
Sandra Galicka

Review PayPal: PayPal Credit now

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