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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50761 reviews)

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4.91

Based on 50,761 reviews, last reviewed 28th Jun 2025

1838900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50761)

Excellent credit provider...

I have used PayPal now for a long time (approximately 10 years!) The easy to use app along with the option of using PayPal Credit when finances are a squeeze! - This has been an excellent tool and a lifesaver! Reviewed on: 27th May 2025

Planning purchases with PayPay

Always used Paypal for ebay purchases and have been pleased with credit facility pay in three makes buying goods more affordable. With a family you can plan ahead with purchasing and helps to budget for more expensive purchases. Reviewed on: 27th May 2025

0% interest borrowing

I borrowed money at 0% interest. Easy to do, and a pleasant transaction. Reviewed on: 27th May 2025

Easy to use.

Easy to use. Most of the seller registered to pay-pall Reviewed on: 27th May 2025

Excellent Service

Have been using PayPal for years as it is so easy and I feel safe with them. It is such a convenient way to pay for things and accepted In so many places. The app on the phone is great for you to keep track of your account and the payment schemes make things easier to budget for. Reviewed on: 27th May 2025

Excellent easy to use app ,

Excellent easy to use app , easy to control, clear payments , good communication and a helpful team if needed. Reviewed on: 27th May 2025

Superb service

My experiences have always been positive. PayPal Credit is a really useful service, and offers me excellent flexibility to better manage my budget. It’s quick, easy and straightforward to use. Reviewed on: 27th May 2025

Cannot recommend this enough!

Cannot recommend this enough! I do not have credit card, so when I accidently broke my phones screen and needed to get new one, bur did not had enough savings- PayPal was there for me! Reviewed on: 27th May 2025

Paypal reiview

Perfect always helpful in all areas ..transfers pay in 3 ,never let me done Reviewed on: 27th May 2025

Always helpful and easy to use.

Always helpful and easy to use. The app is easy to navigate and is a convenient way to shop. Reviewed on: 27th May 2025

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