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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,493 reviews, last reviewed 28th Apr 2026
1739050% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I get good service & feel confident about using this... I get good service & feel confident about using this service they give ,important for me…. Reviewed on: 28th April 2026
Annable's avatar
Annable

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88493)

Superb Comms, easy to use website and app

5
Superb Comms, easy to use website and app Reviewed on: 22nd April 2026
Paul B's avatar
Paul B

Quick and easy

5
Quick and easy - a safe way to shop and resolve any disputes Reviewed on: 22nd April 2026
susie b's avatar
susie b

Fast efficient and very helpful.

5
Fast efficient and very helpful. Always been seamless amd eady yo access and use Reviewed on: 22nd April 2026
Jayne Joseph's avatar
Jayne Joseph

Very smooth experience and always reliable.

5
Very smooth experience and always reliable. Reviewed on: 22nd April 2026
Chris's avatar
Chris

Great customer support and experience.

5
Great customer support and experience. Reviewed on: 22nd April 2026
steve m's avatar
steve m

always great!

5
I've always liked PayPal! It's a very reliable platform. I've always been able to use PayPal credit to fulfill small dreams. So I'm very grateful to PayPal! I take PayPal very seriously and will continue to use it. Reviewed on: 22nd April 2026
Michel's avatar
Michel

I always use PayPal as it protects me

5
I always use PayPal as it protects me and is very convenient and safe Reviewed on: 22nd April 2026
Jim H's avatar
Jim H

PayPal has u covered

5
Always had satisfaction from PayPal Reviewed on: 22nd April 2026
Kerry Taylor's avatar
Kerry Taylor

A great service

5
I have been using PayPal for a long time, now I use PayPal credit, or I pay over 3 month's, it's really useful Reviewed on: 22nd April 2026
Gareth Trueman's avatar
Gareth Trueman

Great service, and not had any issues, very easy to...

5
Great service, and not had any issues, very easy to use. It would be helpful if there was an ability to lower credit limit through the app. Reviewed on: 22nd April 2026
Al B's avatar
Al B

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