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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Sensible flexibility

5
Offers great way to pay securely with varied options, use of own credit, pay on 3, split over 4 months for purchases over £99 and maintain control of spends. Reviewed on: 27th May 2025

PayPal Credit is so unbeliveably easy to use!

5
I find PayPal so easy to use, it's unbelievable. Reviewed on: 27th May 2025

Really quick and easy experience

5
Really quick and easy experience, from signing up to using PayPal credit and eventually paying it off couldnt ask for more. I Would definitely recommend to friends and family. Reviewed on: 27th May 2025

I like that it is globally accepted.

5
I like that it is globally accepted. So i don’t have to worry about managing or accessing funds when i am outside my residence. Reviewed on: 27th May 2025

Over the years PayPal has provided the with financia...

5
Over the years PayPal has provided the with financial support, the ability to send money and receive money to and from loved ones. Reviewed on: 27th May 2025

Trust PayPal

5
I have a good experience with PayPal. You can trust them! Reviewed on: 27th May 2025

Great service

5
Easy to use and quick. The process means you can complete a transaction on your phone without having to go and find your cards. Reviewed on: 27th May 2025

Great and convenient way to shop

5
Very easy experience to use PayPal, and handy to have as an option when shopping online. Feels like the “safe” choice when making transactions on the internet. Reviewed on: 27th May 2025

Stress free payment with PayPal

5
I’ve been using PayPal for a while now, and since I’ve never had any issues with it, I always have peace of mind when making transactions. It’s reliable, secure, and convenient, which is why it’s my go-to choice for online payments. Reviewed on: 27th May 2025

Always use PayPal for online purchases and never had...

5
Always use PayPal for online purchases and never had any problems Reviewed on: 27th May 2025

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