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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50761)

Excellent way of purchasing items

5
Excellent way of purchasing items, enabling me to buy more expensive items and keeping me within my budget Reviewed on: 27th May 2025
Caroline sallis's avatar
Caroline sallis

PayPal Credit for easy interest free extended payments

4
PayPal Credit is an excellent way of extending payment on purchases, providing due diligence is carried out on the payment deadline which can be up to 4 months from the date of purchase. Setting up a monthly Direct Debit is the easiest way to take care of purchases interest free. Reviewed on: 27th May 2025
Maria Kapari's avatar
Maria Kapari

PayPal credit is extremely convenient

5
PayPal credit is extremely convenient and prevents bank details from being used. Setting up a direct debit to make repayments is simple and interest rate is clear to understand as well as any additional charges. Reviewed on: 27th May 2025
Gemma S's avatar
Gemma S

Easy to use, reminders, sensible lender

5
Easy to use, reminders, sensible lender Reviewed on: 27th May 2025
Rebecca's avatar
Rebecca

Minimum of fuss

5
Payments are made with a minimum of fuss, allowing for very necessary security checks. Reviewed on: 27th May 2025
David S's avatar
David S

Great service.

5
Great service. Well used 4 month interest free facility. Reviewed on: 27th May 2025
Sean K's avatar
Sean K

Easy to use, no quibble purchases.

5
Easy to use, no quibble purchases. Reviewed on: 27th May 2025
Garry B's avatar
Garry B

Its easy to use.

5
Its easy to use. You know where you are every month. Easy to make payments and view statements. Reviewed on: 27th May 2025
ryan's avatar
ryan

Easy to use

5
It has helped me buy things ive wanted with flexible payments Reviewed on: 27th May 2025
Steve's avatar
Steve

PayPal Credit is a life saver for me.

5
PayPal Credit is a life saver for me. It efficient, easy to use and I love the fact that I can use it almost everywhere. Reviewed on: 27th May 2025
Marlene D's avatar
Marlene D

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