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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,590 reviews, last reviewed 28th Apr 2026
1743400% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and hassle free payment Easy to use and hassle free payment Reviewed on: 28th April 2026
David m's avatar
David m

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88590)

Reliable competitive credit

5
Reliable competitive and easy to use Reviewed on: 22nd April 2026
Mgtrose's avatar
Mgtrose

Happy customer

5
Pay Pal has never let me down. Great service, highly satisfied. Reviewed on: 22nd April 2026
Larysa W's avatar
Larysa W

Save way to pay for online transactions

4
Save way to pay for online transaction Reviewed on: 22nd April 2026
Collins's avatar
Collins

Very helpful,customer service great too

5
Very helpful,customer service great too Reviewed on: 22nd April 2026
K.mccann's avatar
K.mccann

Easy to use no stress with interest

5
Easy to use no stress with interest Reviewed on: 22nd April 2026
Mohammed K's avatar
Mohammed K

Great to pay interest free over 4 months

5
Great to pay interest free over 4 months Reviewed on: 22nd April 2026
Denise's avatar
Denise

Efficient method of payment t

5
Always find very helpful and efficient way of dealing with money. Reviewed on: 22nd April 2026
Talha 's avatar
Talha

Confident using PayPal

5
I feel extremely confident doing various transactions using PayPal - paying & receiving money and utilising the credit option which really helps out. I have had a couple of reasons to contact Customer Services and the prompt reply and response were comforting and all was sorted efficiently & effectively. Very pleased, thank you. Reviewed on: 22nd April 2026
Louise C's avatar
Louise C

Easy to use and great service

5
They gave me a great credit card and their rates are very good. Reviewed on: 22nd April 2026
Emmanuel Segun's avatar
Emmanuel Segun

Best app

5
Smooth, fast, simple to use and reliable. Reviewed on: 22nd April 2026
Leslie's avatar
Leslie

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