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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140847 reviews)

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4.73

Based on 140,847 reviews, last reviewed 17th Jun 2026

4139500% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

really good company for credit and pay in 3 really good company for credit and pay in 3 Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140847)

Always a brilliant service never a.problem

Always a brilliant service never a. Problem.. easy to use Reviewed on: 10th June 2026

Best in market

Best credit provider with pay in 4 for every purchase over £99 at 0% as the best unbeatable deal in market + great customer service Reviewed on: 10th June 2026

I’ve had very good experience and the customer service

I’ve had very good experience and the customer service Reviewed on: 10th June 2026

Love paypal

I feel protected when using PayPal and super easy to use. Reviewed on: 10th June 2026

Safe to use.

Very easy and safe to buy goods and pay people. Good resolution service Reviewed on: 10th June 2026

Easy to use, good 0% offers.

Easy to use, good 0% offers. I like the pay in 3 option. Interest soon becomes quite high - could do with spending alerts. Takes a while for payments to appear on balance. Reviewed on: 10th June 2026

PayPal Credit has improved noticeably, especially wi...

PayPal Credit has improved noticeably, especially with the introduction of its physical credit card, which makes the service far more versatile for everyday spending. The card allows wider use both online and in-store, turning PayPal Credit into a practical payment option rather than a digital‑only tool. Payments are smooth and reliable, with instant alerts that help track transactions and manage spending in real time. The PayPal app makes account management straightforward, offering clear statements, reminders, and easy navigation. Overall, PayPal Credit now delivers a more seamless, flexible, and user‑friendly experience. Reviewed on: 10th June 2026

Very helpful staff if you have a query

Very helpful staff if you have a query Great when purchasing something you get points and good interest rates Reviewed on: 10th June 2026

Brilliant easy inreest fee payments when money is sh...

Brilliant easy inreest fee payments when money is short you can spread the payments of the things you want to buy Reviewed on: 10th June 2026

It just has been fab and easy

It just has been fab and easy to use and I would certainly would recommend it to my friends Reviewed on: 10th June 2026

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