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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77098)

Great for short notice holidays

5
I like that I can book a holiday in 2-3 weeks notice and have the ability to pay it off in 4 months with no interest. Reviewed on: 1st June 2024
Michael 's avatar
Michael

Very easy

5
Very easy to use . And gives you peace of mind Reviewed on: 1st June 2024
Paul 's avatar
Paul

Always have great experiences with PayPal credit wou...

5
Always have great experiences with PayPal credit would highly recommend to anyone Reviewed on: 1st June 2024
Emma H's avatar
Emma H

A great app/service

5
Since I have started to use this app I’m having a great experience. Reviewed on: 1st June 2024
vasilevatafu's avatar
vasilevatafu

Best credit provider ever

5
PayPal credit is easy to apply for, easy to use and easy to understand. Zero hidden fees or terms Reviewed on: 1st June 2024
Gemma 's avatar
Gemma

I love paying for purchases with PayPal it’s super e...

5
I love paying for purchases with PayPal it’s super easy ,convenient and safer as your protected I use it for all all purchases instead of using bank card details on every site Reviewed on: 1st June 2024
Kez's avatar
Kez

PayPal is the way to go!

5
PayPal us always helpful if you gave a query. Their customer service is second to none! Anytime I have needed assistance I can avail of different options to contact them. I prefer to go through PayPal when purchasing and will always choose PayPal over any other payment option. The site is simple to use. You receive instant notices with every transaction undertaken. It's also good that you have the option to pay straightaway, or pay-in three or use the credit facility. I would highly recommend PayPal. Reviewed on: 1st June 2024
Debra G's avatar
Debra G

Good for bigger purchases

5
It's there for bigger purchases, I brought a table and was able to break the payment down with no interest if paid by a certain day Reviewed on: 1st June 2024
Carl 's avatar
Carl

I'm very happy to PayPal service they work excellen...

5
I'm very happy to PayPal service they work excellent Reviewed on: 1st June 2024
RIZWAN Hassan 's avatar
RIZWAN Hassan

It's made my life so easy

5
It's made my life so easy, the pay in 3 for larger items. When others at Craft Fairs have PayPal it's safer and better for us both me being able to pay using PayPal. Plus there's more and more sites online that use PayPal. Reviewed on: 1st June 2024
Amanda Roe's avatar
Amanda Roe

Review PayPal: PayPal Credit now

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