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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181075)

Excellent service and used flexible instalment

5
Excellent service and used flexible instalment Reviewed on: 29th May 2026

Communication is fantastic always get notifications...

5
Communication is fantastic always get notifications when a delivery is due Reviewed on: 29th May 2026

Very easy to manage, excellent communication.

5
Very easy to manage, excellent communication. Reviewed on: 29th May 2026

used since started under ebay, great free service

5
used since started under ebay, great free service Reviewed on: 29th May 2026

Alawys easy to use and nothing hidden

5
Alawys easy to use and nothing hidden Reviewed on: 29th May 2026

Always my go to for online purchases and could never...

5
Always my go to for online purchases and could never fault their service. Reviewed on: 29th May 2026

One of the best provider , love PayPal

5
Used PayPal for many many years now Never have any issue with payments , really reliable provider . Really good rates . Having a PayPal credit is also really useful . I use PayPal regularly for many online shopping option Reviewed on: 29th May 2026

Safe and secure

5
I love to use paypal because I always feel safe a protected using there service giving me more comfort and confidence. There services and platform are always so easy to use and understand and anytime you have a question or query they always have great customer support on hand. Reviewed on: 29th May 2026

Secure and easy to use show details from shipping to...

5
Secure and easy to use show details from shipping to spending Reviewed on: 29th May 2026

Convenient, reliable and easy to use

5
I've been using PayPal for years and it's genuinely one of the most convenient ways to pay online. It's quick, secure, and accepted almost everywhere. I use it regularly and have never had any issues. Great service overall. Reviewed on: 29th May 2026

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