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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

So easy to use.

5
So easy to use. Love the interest free payments. It’s means you have more control and less stress. I just wish PayPal was an option more so that it could be chosen. Reviewed on: 1st June 2024

Fast, no fuss.

5
Fast, no fuss. Just how i prefer it. Nice to use a website that isn't trying to hook you on services you don't need. Reviewed on: 1st June 2024

Easy to use and convenient.

5
Easy to use and convenient. A safe way to shop online. Reviewed on: 1st June 2024

All ways helpful and polite on the phone easy to tal...

5
All ways helpful and polite on the phone easy to talk to a real person good all round service Reviewed on: 1st June 2024

Because PayPal solved my all issues.

5
Because PayPal solved my all issues. Reviewed on: 1st June 2024

Little helper

5
I have so far good experience with PayPal.It was my little helper to buy things I needed but didn’t have to pay straight away.I like the idea that there is 0 fee if you pay within 4 months.Also it gives me the pice of mind that my purchases are safe when paying using PayPal . Reviewed on: 1st June 2024

Excellent service

5
Really excellent service, received a refund during the pandemic for holiday. So easy to use and gives peace of mind. Reviewed on: 1st June 2024

It helps me to buy with less stress

4
It helps me to buy with less stress Reviewed on: 1st June 2024

Great experience.

5
Great experience with enough time to pay back. Reviewed on: 1st June 2024

Simple and easy too use

4
Simple and easy too use and has great buyer protection Reviewed on: 1st June 2024

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