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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180993)

Professional, speedy and accessible aervices

5
Professional, speedy and accessible aervices Reviewed on: 27th May 2026

As easy as using the normal PayPal service!

5
Very easy to setup, even easier to request a physical card. Been a life saver when a bit of extra cash resource was needed. Reviewed on: 27th May 2026

Great Support For Their Customers

5
PayPal is there for you when you need to spread your purchases, they help in many ways with their offers. They keep you updated on offers and importantly your payments, so you don’t miss them. All round, PayPal is there for their customers, and I’m happy to be one of them. Reviewed on: 27th May 2026

Easy to use, when call them for the enquiry they pic...

5
Easy to use, when call them for the enquiry they pick up the phone at reasonable time Reviewed on: 27th May 2026

Great experience

5
Was easily set up easy to change payments and easy to finish it early Reviewed on: 27th May 2026

Flexibility facility

5
Flexibility in paying . Many payment options Reviewed on: 27th May 2026

That was easy, clear to understand.

5
That was easy, clear to understand.and fast Reviewed on: 27th May 2026

PayPal is easy to use and is very reliable

5
PayPal is easy to use and is very reliable Reviewed on: 27th May 2026

I didnt receive an item i ordered and paypal sorted...

5
I didnt receive an item i ordered and paypal sorted out dispute and got me a rrfund. THANKYOU. Reviewed on: 27th May 2026

I feel safe paying through PayPal its quick and eff...

5
I feel safe paying through PayPal its quick and effortless transaction. You can view your history. Can't fault it Reviewed on: 27th May 2026

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