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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180994)

Paypal Credit service is very decent.

5
Paypal Credit customer service team work well in making sure you're safe and secure in using credit, you're able to use it only for online payments some payments for one reason or the other don't take credit. Where it works it works great they give you lots of options for paying them back in a way that is most comfortable for you. Reviewed on: 27th May 2026

Great service

5
Never any issues just does exactly what you need it to do Reviewed on: 27th May 2026

I have been with PayPal many years and only one I fu...

5
I have been with PayPal many years and only one I fully trust. Reviewed on: 27th May 2026

Just simple.

5
Easy to use, good connection. Connect people easily through easy money transfer. Reviewed on: 27th May 2026

Easy to use, good reminders for payments

5
Easy to use, good reminders for payments Reviewed on: 27th May 2026

Good service

4
A long time good experience. Easy to use . Reviewed on: 27th May 2026

I like how you have many options that can benefit yo...

5
I like how you have many options that can benefit you given situation Reviewed on: 27th May 2026

Hard to get hold of if you need support

4
Hard to get hold of if you need support Reviewed on: 27th May 2026

Any issues get sorted out quickly

4
Any issues get sorted out quickly Reviewed on: 27th May 2026

Great way to make secure and easy transactions

5
Great way to make secure and easy transactions Reviewed on: 27th May 2026

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