Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

View other PayPal products

4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75790)

No issues support when needed.

No issues support when needed. Excellent service Reviewed on: 25th May 2024

I always use PayPal credit, it’s great

I always use PayPal credit, it’s great Reviewed on: 25th May 2024

No worries

Easy simple aways there no worries on high value purchase’s Reviewed on: 25th May 2024

0% interest rate is excellent ...

0% interest rate is excellent, I can pay off in plenty of time with no interest feed Reviewed on: 25th May 2024

Spread the cost and make special events truly epic

PayPal credit offers me the flexibility to spread the cost of purchases over £99 between 3 and 4 months with no interest, enabling better quality purchases and experience for my family. In particular handy for special events and occasions to really wow my loved ones expectations! Reviewed on: 25th May 2024

I’ve found the PayPal Credit to be a great experienc...

I’ve found the PayPal Credit to be a great experience thus far and has allowed to make larger purchases sensibly online Reviewed on: 25th May 2024

Excellent credit service

I truly appreciate the credit service that PayPal has to offer as it gives the customer time to pay for their credit. They easily respond to any issues or discrepancies in my account. Very reliable and they really value their customers. Reviewed on: 25th May 2024

PayPal credit is very handy.

PayPal credit is very handy. Great service Reviewed on: 25th May 2024

Excellent

Good quick transactions, easy to use, very safe Reviewed on: 25th May 2024

The option is there when I need it, which is great.

The option is there when I need it, which is great. Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34487 reviews
Credit card
from PayPal 4.92 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub