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PayPal: PayPal Credit reviews

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4.90
Based on 75,942 reviews, last reviewed 18th Apr 2026
2316900% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. , easy to check your balances etc Reviewed on: 18th April 2026
Philip c's avatar
Philip c

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75942)

Good experience and quality customer service

5
Good experience and quality customer service Reviewed on: 26th May 2024
Tim A's avatar
Tim A

Easy to use,and excellent customer service

5
Easy to use,and excellent customer service Reviewed on: 26th May 2024
Darren Phillips's avatar
Darren Phillips

My experience with PayPal credit has been amazing!

5
My experience with PayPal credit has been amazing! Simple to set up and use, I was approved quickly, and they gave me a high credit limit which enabled me to purchase what I wanted. PayPal had an offer with the company I brought from which enabled me to pay 0% interest over a set period. I love it! Would definitely recommend PayPal credit for anyone whose interested in getting a credit card to increase their score or just to make a large purchase. Reviewed on: 26th May 2024
roseyreefs's avatar
roseyreefs

Great price low interest would recommend

5
Great price low interest would recommend Reviewed on: 26th May 2024
Grace's avatar
Grace

PayPal credit is really good especially if you need...

5
PayPal credit is really good especially if you need to pay for things and you can’t afford to pay for it in one go, and knowing that you have 4 months to pay for it with out paying any interest. Reviewed on: 26th May 2024
paul young's avatar
paul young

Fantastic service cannot fault

5
Never had any issues I have always had great customer service if I require a refund. Love PayPal my first choice when paying Reviewed on: 26th May 2024
Nicole B's avatar
Nicole B

Using PayPal credit is so Easy to use I would recomm...

5
Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024
Keith P's avatar
Keith P

Great responsable lending easy to use

5
Great responsable lending easy to use Reviewed on: 26th May 2024
Katie C's avatar
Katie C

PayPal is perfect

5
Everything I have done with PayPal is perfect. Would highly recommend Reviewed on: 26th May 2024
Lee M's avatar
Lee M

PayPal is very easy to use and always fast with paym...

5
PayPal is very easy to use and always fast with payment Reviewed on: 26th May 2024
Stuart c's avatar
Stuart c

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