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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Useful short term lender

I find PayPal easy to use. It’s very straightforward so easy to understand. Ideal for short term interest free borrowing Reviewed on: 27th May 2026

Best payment method

Easy to use, variety of payments choices Reviewed on: 27th May 2026

Good for every day use or any finance option

Good for every day use or any finance option Reviewed on: 27th May 2026

Brilliant never had a problem easy to use always goo...

Brilliant never had a problem easy to use always good on phone if any problems sorting out any issues Reviewed on: 27th May 2026

PayPal is the safest way to secure your money.

PayPal is the safest way to secure your money. Make purchases online without any worries! Highly recommend. Reviewed on: 27th May 2026

I like using PayPal as it’s convenient when buying a...

I like using PayPal as it’s convenient when buying and having options between paying with 3 payments which is good for spreading the cost Reviewed on: 27th May 2026

transactions are easy to process h

transactions are easy to process h Reviewed on: 27th May 2026

Handy system with loyalty points

Handy to use and the points system is a nice bonus (though a little tight at 1 point per £10!) Reviewed on: 27th May 2026

PayPal are always helpful, easy to get hold of and a...

PayPal are always helpful, easy to get hold of and are a great company to use. I highly recommend PayPal credit, especially the take 3 payments as you don’t have to worry about remembering to pay. Reviewed on: 27th May 2026

PayPal Review

In my many years of having a PayPal account I have only had to make direct contact with them via a phone call three times, that in itself really shows what they are doing and how they operate is second to none and they operate very very effectively. Keep doing what you are doing, well done PayPal Reviewed on: 27th May 2026

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