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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

straightforwards

Easy to navigate, straightforward offers Reviewed on: 27th May 2026

Very easy to send money and receive money plus the d...

Very easy to send money and receive money plus the discounts in most shopping stores online Reviewed on: 27th May 2026

I view PayPal as an essential partner in the sometim...

I view PayPal as an essential partner in the sometimes difficult task of managing my personal and domestic finances efficiently. They enable me to spread payments over a fixed period, either through 'Pay in Three' which is an interest free method of payment or by using the PayPal Credit 4 months interest free facility. Life is so much easier and easily managed through direct debit payback. Reviewed on: 27th May 2026

A brand you can trust

Not had any issues and have been using PayPal over a decade. I TRUST PAYPAL Reviewed on: 27th May 2026

I have never had any problems using PayPal and when...

I have never had any problems using PayPal and when I needed to contact customer service they helped me quickly and efficiently Reviewed on: 27th May 2026

Great service

Great service for last minute purchases between pay day Reviewed on: 27th May 2026

Amazing experience overall.

Amazing experience overall. Thanks Reviewed on: 27th May 2026

Excellent customer service .

Excellent customer service . Easy service. Reviewed on: 27th May 2026

Incredibly Good Customer Service

I’ve always had incredibly good customer service from PayPal. The advisers are always friendly, knowledgeable and very helpful. They keep you informed every step of the way and overall have managed to get any queries I’ve had resolved. Reviewed on: 27th May 2026

Always ready, easy to use.

Always ready, easy to use. Customer service professional and helpfull. Quick payment method. Pay in 3 option helps a lot , by dividing payment. Paypal credit sometimes save my finanse. Reviewed on: 27th May 2026

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