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PayPal: PayPal Credit reviews

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4.90
Based on 76,088 reviews, last reviewed 18th Apr 2026
2330200% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very good and safe and protect mony very good and safe and protect mony Reviewed on: 18th April 2026
Anulal 's avatar
Anulal

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76088)

Paypal credit is a great convenient way to pay month...

5
Paypal credit is a great convenient way to pay monthly on stuff Reviewed on: 26th May 2024
Sophie N's avatar
Sophie N

great,easy to get and control.

5
great,easy to get and control. Everything can be controlled in app. Reviewed on: 26th May 2024
Zeljko B's avatar
Zeljko B

Very useful.

5
Very useful. I used many times for many products Reviewed on: 26th May 2024
Radu N's avatar
Radu N

It's always been easy to contact the services, most...

5
It's always been easy to contact the services, most reliable and safest method of payment using PayPal Reviewed on: 26th May 2024
Wasim k's avatar
Wasim k

Paypal is brilliant way to buy and pay

5
Paying for the items I needed to buy to be able to redecorate my bedroom. This hasn't been done for nearly 30 years. It was easy. Convenient. With the app it means I can have control of the payment. Reviewed on: 26th May 2024
kate p's avatar
kate p

I use PayPal because it makes financial sense

5
Have been using PayPal for years and started using PayPal credit a year and half ago after being excepted as I wanted a new oven easy to apply set up and follow account with app and control direct debits or direct payments reasonable interest rates and free from interest if payed within four weeks excellent service would highly recommend above other lenders can use online with all stores and only have to deal with PayPal instead of store companies or their creditors. Reviewed on: 26th May 2024
Stephen 's avatar
Stephen

Excellent experience while taking credit

5
Excellent experience while taking credit Reviewed on: 26th May 2024
Jerald W's avatar
Jerald W

It’s great!

5
Really easy to use. Th app makes managing your credit a breeze! Reviewed on: 26th May 2024
Scott's avatar
Scott

PayPal is a safe and secure payment service

5
PayPal is a great service which I find safe and secure when making payments. I use PayPal for most of my purchases and with pay in three, it’s a great way to afford items I require. I would recommend PayPal to all my friends & Family. Reviewed on: 26th May 2024
Bernadette H's avatar
Bernadette H

In this day and age with the price of living being s...

5
In this day and age with the price of living being so high and waged being so low I've unfortunately found myself using credit more and more. I started with a standard credit card from my bank, which I always promptly paid off, but I noticed PayPal credit being offered on an ebay purchase with 4 months interest free and I haven't looked back. It's so easy to keep track of your purchases, installments, and make payments. There's even some websites that offer up to 2 years interest free through PayPal credit on more expensive purchases. I can't imagine how much I've saved over the past few years in interest thanks to PayPal credit. Between that and pay in 3 I really don't find myself using my conventional credit card anymore. Thanks PayPal! Reviewed on: 26th May 2024
Kaulitzie's avatar
Kaulitzie

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