Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (180995)

Very simple to use, instinctive. simple steps.

5
Very simple to use, instinctive. very clear instruction. good communication. Reviewed on: 27th May 2026
Jeremy C's avatar
Jeremy C

Very easy to use and quick to update.

5
Very easy to use and quick to update. I like having the flexibility of using more rigid payment options or paying back more frequently without additional charges. Reviewed on: 27th May 2026
Amanda's avatar
Amanda

Loyal customer

5
I have been a PayPal credit user for years and I love the convenience and the support they provide. Reviewed on: 27th May 2026
Viktor Ilarionov's avatar
Viktor Ilarionov

Good app, excellent and straight forward

5
Good app, excellent and straight forward Reviewed on: 27th May 2026
Katie Field's avatar
Katie Field

Excellent service

5
Excellent service . Paypal is the best Reviewed on: 27th May 2026
Rizwan Hussain's avatar
Rizwan Hussain

Pay in 3

5
I love the pay in 3, have used this multiple times. Allows you to spread the cost of any item to help with making your money go further! Notifications of when money is due is great. An all round good App! Reviewed on: 27th May 2026
Allison Palmer's avatar
Allison Palmer

PayPal Review

5
My experience with PayPal credit has been great this is because of the safety measures created by PayPal giving me peace of mind when purchasing items. The payment plans are flexible and easy to use and is very helpful when making big purchases. The support team at PayPal are professional and helpful understanding concerns and resolving issues with many forms of contact when reaching the support team such as the PayPal chat and contact number. Reviewed on: 27th May 2026
Abid S's avatar
Abid S

I find it easy to understand on what direction my pa...

5
I find it easy to understand on what direction my payments go Onto how much I spend and outstanding amounts great service Reviewed on: 27th May 2026
Brian Dawson 's avatar
Brian Dawson

I’m very satisfied with pay pal had never got a pr...

5
I’m very satisfied with pay pal had never got a problem Reviewed on: 27th May 2026
Marcin Rossa's avatar
Marcin Rossa

It is so easy to log on to PayPal and see when your...

5
It is so easy to log on to PayPal and see when your payment is due, how much it is and what you have spent money on. Very easy to follow and to be able to pay in 3 instalments of larger orders is great Reviewed on: 27th May 2026
Kathleen Morris's avatar
Kathleen Morris

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101176 reviews
    PayPal

  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal

  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill