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PayPal: PayPal Credit reviews

4.90
Based on 76,215 reviews, last reviewed 18th Apr 2026
2342000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's worth it The only problem I had was when my bank didn't authorise the direct debit payment. I needed to pay my balance off and you guys were amazing about it.... Read more Reviewed on: 18th April 2026
Alexa 's avatar
Alexa

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76215)

Amazing it's there handy help for birthdays things y...

5
Amazing it's there handy help for birthdays things you need food shop as I am on maternity only get half pay so it a struggle at times. I just find it smooth and I feel secure. No problems and easy to use! Highly recommend Reviewed on: 27th May 2024

Great experience never had any issues

5
Great experience never had any issues Reviewed on: 27th May 2024

Great all round service

5
PayPal is reliable and easy to use Reviewed on: 27th May 2024

PayPal always respond within time given easy to use

5
PayPal always respond within time given easy to use Reviewed on: 27th May 2024

Lovin it

5
PayPal we’re the only the ones who would offer me credit when no one else would, plus it’s so easy to use and make payments! Reviewed on: 27th May 2024

I have never had a bad experience with PayPal credit.

5
I have never had a bad experience with PayPal credit. If I ever had any problems, they would sort it out really quickly. Reviewed on: 27th May 2024

Great app

5
Always there on the clear app which is easy to navigate. Only once. Had to call them answered quickly explanation given very curious. Reviewed on: 27th May 2024

very easy to use

3
I love Paypal credit and it is very easy to use Reviewed on: 27th May 2024

Convenient way to pay.

5
Convenient way to pay. Accepted for lots of online payments Reviewed on: 27th May 2024

Very clear and responsible lending.

5
Very clear and responsible lending. Always investigate any disputes. I feel very secure with PayPal Reviewed on: 27th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review