Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,151 reviews, last reviewed 18th Apr 2026
2336000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use, and manage your finances So easy to use, and manage your finances Reviewed on: 18th April 2026
WOODY197321's avatar
WOODY197321

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76151)

sweet and simple

4
It's a very sweet process. Becoming easier with time. Reviewed on: 27th May 2024
Andy N's avatar
Andy N

Fantastic customer services

5
Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024
H's avatar
H

A useful tool to spread costs in equal monthly payme...

5
A useful tool to spread costs in equal monthly payments rather than paying everything upfront Reviewed on: 27th May 2024
CristiO 's avatar
CristiO

I use PayPal every month to pay for various purchases.

5
I use PayPal every month to pay for various purchases. Reviewed on: 27th May 2024
Otakar Remes's avatar
Otakar Remes

Excellent

5
Have more 5 years. Viskas puiku. Labai patenkintas Reviewed on: 27th May 2024
Mod Estas P's avatar
Mod Estas P

I used PayPal and always a good experience

5
I used PayPal and always a good experience Reviewed on: 27th May 2024
Ozzy's avatar
Ozzy

So easy everything with PayPal

5
So easy everything with PayPal Credit,i don’t have to go anywhere , just open the app from my phone and i can sort out everything from there. Costumer service is very helping. Reviewed on: 27th May 2024
Eva's avatar
Eva

Give me security with my purchase

5
It's easy to use, give us security with our purchases and always check us first when it detect suspicious purchase charges from dodgy retailers. Reviewed on: 27th May 2024
Dinah B's avatar
Dinah B

Excellent customer service.

5
Excellent customer service. Very safe transactions and best of all a human at the end of a phone if you need help Reviewed on: 27th May 2024
Linda M's avatar
Linda M

Excellent

5
Was very easy to set up and I recommend it Reviewed on: 27th May 2024
Gayle's avatar
Gayle

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill