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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180996 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180996)

It's a Perfect 10 for PayPal from me

I have used PayPal for years now and have never had any problems. Reviewed on: 27th May 2026

It was very very good.

It was very very good. I’m very happy Reviewed on: 27th May 2026

They staff I've dealt with over the years are second...

They staff I've dealt with over the years are second to none. Always helpful, positive and responded in a timely manor. Would recommend them just for this. Reviewed on: 27th May 2026

PayPal Credit

PayPal Credit made spreading the cost simple and stress-free. The application was quick, payments were easy to manage, and the flexibility to pay over time really helped with larger purchases. Smooth experience, clear tracking, and reliable service throughout. Reviewed on: 27th May 2026

Never really had any issues.

Never really had any issues. Easy to use and understand the terms and conditions. Reviewed on: 27th May 2026

Very cool app,I'm using it more than 7 or 8...

Very cool app,I'm using it more than 7 or 8 years Reviewed on: 27th May 2026

Easy set up and use

Easy to use and offers great repayment plans for when times are tight. I always use PayPal as I find them very secure with my purchases. They are always on the case if any issues with a purchase If a company dont offer PayPal as a way of paying I wont purchase from them Reviewed on: 27th May 2026

PP always sort it out

I had a mystery payment and they looked in to it and explained what it was and put my mind at rest. Reviewed on: 27th May 2026

Great way to be flexible with payment options.

Great way to be flexible with payment options. Reviewed on: 27th May 2026

You just have a faultless system

You just have a faultless system Reviewed on: 27th May 2026

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