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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180998)

Excellent customer support when cancelling transaction

Excellent customer support when cancelling transaction Reviewed on: 27th May 2026

PayPal credit is fantastic for me and really helps m...

PayPal credit is fantastic for me and really helps me get what I need when I need it! Reviewed on: 27th May 2026

PayPal is a must for all pensioners

I have trusted PayPal online shopping for over 10 years. Now as a pensioner at 71. PayPal three months credit facility allows me affordability to be able to purchase goods at value for money opportunities in bulk one example washing detergent.. I normally wouldn’t be able to afford and miss out on a lot of special offers. However, PayPal three months credit allows me the affordability to actually save money and afford the benefits of buying in bulk on a pension. I have learned how to manage it never been late but it gives me so much more freedom and allows me to actually save money.. to be honest, wouldn’t be able to manage without this facility. Reviewed on: 27th May 2026

The value of points to purchases is brilliant and I...

The value of points to purchases is brilliant and I can use my PayPal debit card for almost everything. The customer service has been fantastic also Reviewed on: 27th May 2026

100 % positives I strongly recommend

100 % positives I strongly recommend Reviewed on: 27th May 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s been simple to use, convenient for managing purchases, and gives extra flexibility when needed. The app and website are easy to navigate, payments are straightforward, and I like how secure and reliable the service feels. Overall, it’s made online shopping much more stress-free for me. Reviewed on: 27th May 2026

Good very easy to use and not scammy

Good very easy to use and not scammy Reviewed on: 27th May 2026

No problems and always sorted my needs

No problems and always sorted my needs Reviewed on: 27th May 2026

Have used it in many occasion and no interest

Have used it in many occasion and no interest Reviewed on: 27th May 2026

Very happy long term customer.

I've used PayPal Credit for many years. They've enabled many purchases for me and customer services have always been great when I've needed to deal with them. Highly recommended. Reviewed on: 27th May 2026

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