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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

I’m feel confident that to make payment through by P...

I’m feel confident that to make payment through by PayPal. Reviewed on: 24th May 2024

It is helpful when I need money, and I can pay littl...

It is helpful when I need money, and I can pay little by little whenO can repay Reviewed on: 24th May 2024

Convenient and trustworthy

Always informed if/when a payment is due. If an issue is raised PayPal has always resolved quickly. My only issue it would be convenient to have access on Amazon shopping Reviewed on: 24th May 2024

Easy and helpful.

I've used PayPal credit for a number of purchases and I've always found it helpful, easy to use and fits in with my lifestyle very well. I'm sure I'll be using it again. Reviewed on: 24th May 2024

Used it for years and only ever had one dealing with...

Used it for years and only ever had one dealing with customer services and they solved the issue Reviewed on: 24th May 2024

Paypal credit enables me to budget

Paypal credit enables me to budget, keep track of my spending and helps to spread high cost purchases without incurring high interest charges. The help line is always friendly and informative when I've had to call them. Highly appreciate this service. Reviewed on: 24th May 2024

Paypal has been a fantastic tool to help with purcha...

Paypal has been a fantastic tool to help with purchases that you need to make online safely and securely. Also the ability to split payments into 3 eases the financial strain when it comes to larger purchases or the ability to use PayPal credit and pay over longer periods. PayPal has helped a lot with the struggle in these cost of living times. Reviewed on: 24th May 2024

A must have banking facility

Great for spreading costs as well as receiving payments Reviewed on: 24th May 2024

So convenient, no complaints at all on service or s...

So convenient, no complaints at all on service or support provided Reviewed on: 24th May 2024

Really easy to use and very helpful

Really easy to use and very helpful even in everyday circumstances where you just want to spread the cost to make life more manageable Reviewed on: 24th May 2024

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