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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180987 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180987)

PayPal is great, always customer centered

PayPal is great, always customer centered Reviewed on: 27th May 2026

Very easy to manage account.

Very easy to manage account. Everything is explained in simple English. Reviewed on: 27th May 2026

Always easy and safe to use quick and very efficient...

Always easy and safe to use quick and very efficient also now earning points on purchases is a fab idea ! Reviewed on: 27th May 2026

Just love paypal excellent service never had a probl...

Just love paypal excellent service never had a problem with them, wouldn't use any other service Reviewed on: 27th May 2026

I just love PayPal

I just love that PayPal is fair and keeps me up to date Reviewed on: 27th May 2026

I have used PP for over 17 years.

I have used PP for over 17 years. First for eBay then for other retailers and I have used their credit plus pay in 3. Helps make items more affordable and knowing my purchase is protected gives me piece of mind. Reviewed on: 27th May 2026

Its was very good and done very quick and i am very...

Its was very good and done very quick and i am very happy with help i got thanks martyn Reviewed on: 27th May 2026

I use Paypal almost everywhere I can.

I use Paypal almost everywhere I can. Usually, if I cannot pay through paypal online due to it being not an option - I won’t shop with the retailer. Reviewed on: 27th May 2026

Fab service

I've never had issues with payments. The offer of either three payments rather than one lump.sum is good. The 0% for three months on purchases is great as well. Reviewed on: 27th May 2026

A good enough experience all round as I was given ac...

A good enough experience all round as I was given access to a substantial amount of credit for an imminent need at the time. Reviewed on: 27th May 2026

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