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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75700 reviews)

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4.90

Based on 75,700 reviews, last reviewed 18th Apr 2026

2295300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Quick and easy to use, straightforward instructions Quick and easy to use, straightforward instructions Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75700)

Who doesn't want PayPal credit

I have used PayPal credit, it is a very useful tool to have at your disposal. Will use again and again. Reviewed on: 25th May 2024

Paypal provides a great credit service.

Paypal provides a great credit service. I have never had an issue with it. I use it as am easy way to spread payments for things I can't buy outright. Reviewed on: 25th May 2024

I always get help with no concerns

I always get help with no concerns Reviewed on: 25th May 2024

Simple to use

Good for purchases I wouldn't other wise be able to afford at the time. Reviewed on: 25th May 2024

PayPal is a provider you can trust

Can be used with so many vendors, PayPal is a provider you can trust. Easy to use app - keep track of your balance, interest free items, make payments etc. Reviewed on: 25th May 2024

Good company to provide money never had issues just...

Good company to provide money never had issues just the getting the money back is a bit slow everything else is spotless Reviewed on: 25th May 2024

Easy and safe way to pay also offer a buy now pay la...

Easy and safe way to pay also offer a buy now pay later option. Reviewed on: 25th May 2024

I use PayPal to pay for most transactions because th...

I use PayPal to pay for most transactions because they are the most reliable way to pay. The customer service is excellent, I would recommend PayPal to everyone Reviewed on: 25th May 2024

PayPal Credit!

Always use credit and always feel that it is well structured and easy to use! I often use credit due to the flexible payment options and how widespread paypal is on sites. I have used PayPal for numerous £200 plus transactions without any hassle. Reviewed on: 25th May 2024

Use regularly never have any issues easy!

Use regularly never have any issues easy and effective Reviewed on: 25th May 2024

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