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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Very helpful and useful credit.

5
Very helpful and useful credit.. Reviewed on: 24th May 2024
Samuel V's avatar
Samuel V

Excellent application

5
Excellent application, and a professional team Reviewed on: 24th May 2024
Iurie N's avatar
Iurie N

Good value and very useful

5
Been a very useful tool for both managing money allowing me to direct everything to one place and pay what I need at the end of the month. The interest rate for longer term credit is also very reasonable, especially compared to payday loans. Reviewed on: 24th May 2024
NialM's avatar
NialM

Easy to use.

5
Easy to use. Very straightforward and convenient. Ideal for unexpected expenses. Just wish you could use it for amazon purchases. Reviewed on: 24th May 2024
Dawn W's avatar
Dawn W

PayPal Credit

5
I love the most that if I pay in four months there’s no interest Reviewed on: 24th May 2024
Radu T's avatar
Radu T

Never had a problem.

5
Never had a problem. Always a good option. Reviewed on: 24th May 2024
Justin C's avatar
Justin C

Piece of mind purchase and refund can not fail to im...

5
Piece of mind purchase and refund can not fail to impress Reviewed on: 24th May 2024
Peter c's avatar
Peter c

Always helpful, easy to use.

5
Always helpful, easy to use. Great customer service Reviewed on: 24th May 2024
Luke H's avatar
Luke H

Useful supply of credit

5
PayPal Credit is a game-changer for my online shopping. It gives me the flexibility to buy what I need and pay it off over time, which is super helpful for bigger purchases. I love that sometimes there's no interest if I pay off the balance within six months. It's so easy to use since it's integrated with my PayPal account, making my transactions quick and secure. Overall, it's a convenient and reliable way to manage my spending. Reviewed on: 24th May 2024
Isadu a Nkemi's avatar
Isadu a Nkemi

Easy to use and top customer service

5
Easy to use and top customer service Reviewed on: 24th May 2024
Michelle M's avatar
Michelle M

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