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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180980 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180980)

Easy peasy

Ive never had any trouble useing paypal. I like the extra security.LOve paypal points Reviewed on: 27th May 2026

Very easy to set up.

Very easy to set up and use the service plenty of communication either by emails or the PayPal app would use again . Reviewed on: 27th May 2026

Easy to use and i like the 4 months no interest.

Easy to use and i like the 4 months no interest. Reviewed on: 27th May 2026

Paypal is the best, I use them for everything.

Paypal is the best, I use them for everything. I use them for my everyday Shopping on the road. In the Supermarket. Online. Their customer service are top tier . I would not change Paypal for any other payments scheme. They have never failed me. I trust them 100%. Once I found Paypal I never turned back. And I would recommend everyone use Paypal because they are the safest way to pay anywhere in the world. Reviewed on: 27th May 2026

No issues great service with no hassle

No issues great service with no hassle Reviewed on: 27th May 2026

Great service!

Great tool that allows me to feel safe making online purchases, and spread costs for free! Reviewed on: 27th May 2026

Fast and safe payments.

Fast and safe payments. Good credit offers Reviewed on: 27th May 2026

Easy & very safe to use.

Easy & very safe to use. Defo recommend to family & friends Reviewed on: 27th May 2026

I have used the credit facility and paid off before...

I have used the credit facility and paid off before incurring interest. It has enabled me to buy things Reviewed on: 27th May 2026

Really great experience.

Really great experience. Better than other alternatives Reviewed on: 27th May 2026

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