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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180975 reviews)

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4.73

Based on 180,974 reviews, last reviewed 20th Jul 2026

233% increase in 5 star reviews

in the past 90 days

287% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180975)

Great service and ease of use with app

Great service and ease of use with app Reviewed on: 27th May 2026

Not really had an issue with PayPal just difficult t...

Not really had an issue with PayPal just difficult to get hold of someone when need help with something. Reviewed on: 27th May 2026

It’s a great tool, especially when they have offers...

It’s a great tool, especially when they have offers for 0% over a couple of months, very handy for big purchases. But making payments to the account is more difficult than it needs to be Reviewed on: 27th May 2026

secure, convenient, easy

A secure, convenient and easy money management tool. The low interest rates and pay later options make transactions easier. Reviewed on: 27th May 2026

Satisfied customer for more than 25 years.

Been a customer for more than 25 years. The service is even better than the payments system operated by the major banks. The top of my priorities is the security offered by PayPal. The customer service is second to none and PayPal resolves issues quickly and efficiently. Reviewed on: 27th May 2026

PayPal no fuss

I find PayPal reliable and easy to access Reviewed on: 27th May 2026

Never let me down.

Never let me down. I use PayPal credit every year to book my summer holiday and pay it back over the 12 months with little interest. Very reliable and most websites use it Reviewed on: 27th May 2026

The best payment app the best app

The best payment app excellent excellent company great people keep it up Reviewed on: 27th May 2026

PayPal improving with time.

Been using PayPal for years. Very reliable and accepted everywhere. Love the installment offers, Love to see less APR. Reviewed on: 27th May 2026

Its all works pretty seamlessly really, no complaints!

Its all works pretty seamlessly really, no complaints! Reviewed on: 27th May 2026

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