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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

I love PAYPAL!

5
I love PAYPAL!! PayPal credit and pay in 3 are life changing Reviewed on: 24th May 2024
G's avatar
G

Your flexible friend without the plastic

5
Extremely easy to manage all payments with the app. PayPal credit is great for larger purchases, as you can spread to payments quite often interest free up to 24 months, with promotional offers from various retailers. Need to keep up the minimum payments though. I especially love Pay in 3 as an excellent way to spread smaller purchases without interest almost everywhere. Overall. It's like having a virtual credit card. Reviewed on: 24th May 2024
Al V's avatar
Al V

Global Credit & financial services from PayPal

5
PayPal is widely accepted and established payment method, it's developed and advanced over the years and offers growing range of services and offers. Reviewed on: 24th May 2024
DC's avatar
DC

Best of the best.

5
Best of the best. I will recommend all my friends and family Reviewed on: 24th May 2024
Md S's avatar
Md S

Never had any issue's always smooth and easy to use

5
Never had any issue's always smooth and easy to use Reviewed on: 24th May 2024
JACQUELINE 's avatar
JACQUELINE

Amazing , but not easy to find information about int...

5
Amazing , but not easy to find information about interest etc after 3 months Reviewed on: 24th May 2024
Marcel K's avatar
Marcel K

PayPal ftw!

5
I have used PayPal for years, and it has always been a straight-forward and easy experience. PayPal credit and Pay-In-3 are incredibly handy and very transparent with the terms and conditions! They are always on hand to assist with any issues, such as disputes with companies/individuals or scheduling payments. Reviewed on: 24th May 2024
Dyscaphia's avatar
Dyscaphia

Easy to use app.

4
Easy to use app. Friendly interface. Reviewed on: 24th May 2024
Amer's avatar
Amer

It is very supportive for new purchases

5
It is very supportive for new purchases Reviewed on: 24th May 2024
Recep O's avatar
Recep O

Great option of secure payment and options to cancel...

5
Great option of secure payment and options to cancel if transaction has been wrong.Like the fact that as well as password I also get txt to my phone in order to log in Reviewed on: 24th May 2024
Sarah G's avatar
Sarah G

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