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PayPal: PayPal Credit reviews

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4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

PayPal pay in 3 or PayPal credit are amazing ways to...

5
PayPal pay in 3 or PayPal credit are amazing ways to help you buy larger purchases that you can budget for and they’re interest free Reviewed on: 24th May 2024
Nicola L's avatar
Nicola L

PayPal is a clear easy use service would recommend

5
PayPal is a clear easy use service Reviewed on: 24th May 2024
Katie jo's avatar
Katie jo

Stress free transactions

5
I have always had a seamless experience with PayPal even when having disputes they are handled quickly and efficiently. Reviewed on: 24th May 2024
Karen L's avatar
Karen L

Very easy to use and I feel very in control.

5
Very easy to use and I feel very in control. Its been very useful for a couple furinitre purchases recently where were able to take advantage a special offer with a leading retailer. Reviewed on: 24th May 2024
Phil B's avatar
Phil B

I love PayPal credit it gives you time to purchase w...

5
I love PayPal credit it gives you time to purchase what you need now Reviewed on: 24th May 2024
Mandy a's avatar
Mandy a

Always simple and efficient

5
Always simple and efficient. Easy use of the app makes life a lot more simple. It is a great way to be able to spend on the things you want and need without need a credit card. The offer 0% over 4 months is brilliant on purchases that you can’t afford to pay all in one hit. Reviewed on: 24th May 2024
Rebecca C's avatar
Rebecca C

Easy to use and set up

5
Never had any problems with PayPal easy, quick and safe way to pay Reviewed on: 24th May 2024
Vicky S's avatar
Vicky S

PayPal credit is amazing which is easily accessible...

5
PayPal credit is amazing which is easily accessible through PayPal credit and to make payments aswell. Reviewed on: 24th May 2024
Zee zee's avatar
Zee zee

Never got a limit increase in 5 years

3
Never got a limit increase in 5 years Reviewed on: 24th May 2024
Rob's avatar
Rob

Always there when I need it.

5
Always there when I need it. great to spread the cost of a purchase or give your self time to pay it. Reviewed on: 24th May 2024
William l's avatar
William l

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