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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180972 reviews)

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4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180972)

Chris's review

Any of my queries or experiences have been great I've never had a problem Reviewed on: 27th May 2026

Easy to use and good way to secure your money...

Easy to use and good way to secure your money online Reviewed on: 27th May 2026

PayPal is excellent.

PayPal is excellent. Issues are resolved professionally and quickly and having the price of mind when buying is beneficial and brilliant. I would highly recommend PayPal to everyone. Thank you. Reviewed on: 27th May 2026

Fantastic service & easy to make payments towards ac...

Fantastic service & easy to make payments towards account. Would highly recommend!! Reviewed on: 27th May 2026

Very safe and easy experience with paypal.

Very safe and easy experience with paypal. Paypal credit payment helps a lot especially with 4 months 0% interest Reviewed on: 27th May 2026

PayPal credit is fine but everytime I apply, I get a...

PayPal credit is fine but everytime I apply, I get a hard search Reviewed on: 27th May 2026

PayPal has helped me out in so many ways, it's easy...

PayPal has helped me out in so many ways, it's easy to spead the cost of goods purchased and also great on tracking them too, having PayPal credit is a lifesaver Reviewed on: 27th May 2026

PayPal get it right

PayPal is so easy to use and the app is so straightforward. Reviewed on: 27th May 2026

excellent tool for online purchase

excellent tool for online purchase Reviewed on: 27th May 2026

Fantastic, I always rely on PayPal because I believe...

Fantastic, I always rely on PayPal because I believe it’s the safest to pay if you’re not sure about who you’re going to pay Reviewed on: 27th May 2026

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