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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180953 reviews)

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4.73

Based on 180,952 reviews, last reviewed 19th Jul 2026

254% increase in 5 star reviews

in the past 90 days

314% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable - Safe & easy to use app. I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick ... Read more Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180953)

Reward system

The new reward system is beneficial Reviewed on: 27th May 2026

Great service

Never had any issues using PayPal be that either sending money or purchasing Reviewed on: 27th May 2026

Very good experience, it helps me out a lot with my...

Very good experience, it helps me out a lot with my finances. Reviewed on: 27th May 2026

helps attain without pain

Easy to use and helps attain without pain . Bite size chunks of repayments makes a quicker smarter way to repay. Reviewed on: 27th May 2026

Very quick and easy to use!

Very quick and easy to use! No hassle at all , app and payments are also really easy! Would definitely recommend! Reviewed on: 27th May 2026

PayPal always there

I always use PayPal - it allows me to purchase things at 0%apr and spread the cost. I would never get a real credit card now that I use PayPal. I feel like they have my back if things go wrong. Reviewed on: 27th May 2026

Never have an issue with PayPal, always simple and s...

Never have an issue with PayPal, always simple and straightforward Reviewed on: 27th May 2026

First-rate.

To date, I cannot fault the service. So far, very happy. Reviewed on: 27th May 2026

Every time I have had a problem I have called and so...

Every time I have had a problem I have called and someone has always sorted it out for me, everyone I have spoken to on the phone has been very helpful and friendly Reviewed on: 27th May 2026

Never a problem getting credit, always there to chat...

Never a problem getting credit, always there to chat about problems Reviewed on: 27th May 2026

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