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PayPal: PayPal Credit reviews

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4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Paypal has been a fantastic tool to help with purcha...

5
Paypal has been a fantastic tool to help with purchases that you need to make online safely and securely. Also the ability to split payments into 3 eases the financial strain when it comes to larger purchases or the ability to use PayPal credit and pay over longer periods. PayPal has helped a lot with the struggle in these cost of living times. Reviewed on: 24th May 2024
andrew p's avatar
andrew p

A must have banking facility

5
Great for spreading costs as well as receiving payments Reviewed on: 24th May 2024
Abdul 's avatar
Abdul

So convenient, no complaints at all on service or s...

5
So convenient, no complaints at all on service or support provided Reviewed on: 24th May 2024
Ellen 's avatar
Ellen

Really easy to use and very helpful

5
Really easy to use and very helpful even in everyday circumstances where you just want to spread the cost to make life more manageable Reviewed on: 24th May 2024
Chloe P's avatar
Chloe P

Convenient and always great customer service

5
Convenient and always great customer service Reviewed on: 24th May 2024
Kieran H's avatar
Kieran H

very pleased

5
I've got help with an issue really fast so I'm very pleased. Reviewed on: 24th May 2024
Lena J's avatar
Lena J

PayPal credit is a very useful tool

5
PayPal credit is a very useful tool Reviewed on: 24th May 2024
Steven 's avatar
Steven

Easier and safer checkout

5
I like using it as it’s so simple on PayPal checkout to apply it with PayPal credit and then when I get the bill just to make the payment it’s also helpful for refunds where it’s not actually Me waiting for the money to get back into my account to spend elsewhere Reviewed on: 24th May 2024
April B's avatar
April B

I have used PayPal credit for a while, and as long a...

5
I have used PayPal credit for a while, and as long as you meet the minimum payment you have nothing to fear. Their customer service team is excellent also Reviewed on: 24th May 2024
Bradley Henson's avatar
Bradley Henson

Easy to use and monitor and like interest free options.

5
Easy to use and monitor and like interest free options. Reviewed on: 24th May 2024
Graham H's avatar
Graham H

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