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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

Perfect Credit card

4
Value for money and worth it for a longer term. It’s safe and convenient Reviewed on: 24th May 2024
Adi 's avatar
Adi

Easy to use

4
Easy to use - sent regular emails to remind me of upcoming payments and the direct debit system means a payment will never go missed. Reviewed on: 24th May 2024
Megan R's avatar
Megan R

Very easy to keep track of spending.

5
Very easy to keep track of spending. Love the pay in installments interest free. Reviewed on: 24th May 2024
Nicola 's avatar
Nicola

Very good experience, if you need money, you can get...

5
Very good experience, if you need money, you can get it in a seconds Reviewed on: 24th May 2024
Alina B's avatar
Alina B

Just so easy to set up account with PayPal and made...

5
Just so easy to set up account with PayPal and made easy to pay for things through PayPal Reviewed on: 24th May 2024
Diane's avatar
Diane

I love how easy it is to use PayPal credit and the t...

5
I love how easy it is to use PayPal credit and the time frame to pay back, especially with pay in 3 also. Reviewed on: 24th May 2024
Samantha's avatar
Samantha

It’s a good service for online payments and mostly s...

5
It’s a good service for online payments and mostly secure. Reviewed on: 24th May 2024
Rajashekar R's avatar
Rajashekar R

Easy to use and simple

5
Easy to use and simple. Good features in the app to keep on top of payments and balance. Reviewed on: 24th May 2024
Kieran B's avatar
Kieran B

Have no issues with PayPal Credit.

5
Have no issues with PayPal Credit. Works really weel Reviewed on: 24th May 2024
Melv F's avatar
Melv F

Had Paypal Credit for years

5
I've had Paypal Credit for years now and it's always been great for me, especially with online purchases in where I don't want to use my normal debit card for it. The pay in 4 with 0% interest is always nice to have too for the bigger purchases Reviewed on: 24th May 2024
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