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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180944 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180944)

Excellent protection on your purchases

Excellent protection on your purchases Reviewed on: 27th May 2026

First class

Been with PayPal for some time and never has there been a pottery couldn’t solve thanks Reviewed on: 27th May 2026

I was able to use PayPal credit whilst booking fligh...

I was able to use PayPal credit whilst booking flights with American Airlines… incredibly convenient! Reviewed on: 27th May 2026

I’ve used PayPal credit for a long time now and it’s...

I’ve used PayPal credit for a long time now and it’s always been there when I needed it , they have always offered me a great deal on my finance options and I will continue to use it for years to come Reviewed on: 27th May 2026

Excellent I wouldn't shop without using paypal

Excellent I wouldn't shop without using paypal Reviewed on: 27th May 2026

More safe to pay online, good customer service and c...

More safe to pay online, good customer service and choice if I want pay from debit or credit card or in 3 payments. Happy with PP. Reviewed on: 27th May 2026

Very simple and easy to deal with plus helpful payme...

Very simple and easy to deal with plus helpful payment options Reviewed on: 27th May 2026

Good old fashioned service

Excellent service. If you ask them to do something, they do. If you want something to 'sit' while you think about it, they don't pressure you into a decision - something a lot of other companies to learn by. Would not hesitate to recommend to a friend. So far, I have only received positive service. Reviewed on: 27th May 2026

PayPal perfection

Been using for years and any issues have either been user error or very quickly resolved. Reviewed on: 27th May 2026

I love PayPal as it allows ease of access to purchas...

I love PayPal as it allows ease of access to purchases and also ease of.custpmer service support. Reviewed on: 27th May 2026

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