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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180941)

Can’t complain, straight forward credit with nice 0%...

Can’t complain, straight forward credit with nice 0% interest fro 4 months with purchases over £100 Reviewed on: 27th May 2026

Great overall experience

App experience is great and responsive customer service. Reviewed on: 27th May 2026

Is the most helpful and protect place to by thinks

Is the most helpful and protect place to by thinks Reviewed on: 27th May 2026

Always so easy to navigate the app , easy to make ad...

Always so easy to navigate the app , easy to make adjustments, payments etc. A flawless way to manage money Reviewed on: 27th May 2026

Feel secure using PayPal.

Feel secure using PayPal. I know that I can get my money back if something goes wrong. Reviewed on: 27th May 2026

great experience, very helpful, i phoned regarding m...

great experience, very helpful, i phoned regarding my miss payment and my call was handled very professionally . i really like using my paypal account. Reviewed on: 27th May 2026

Easy to use, safe and secure and great payment options.

Easy to use, safe and secure and great payment options. Always use PayPal for big purchases online. Reviewed on: 27th May 2026

Easy to use especially with the app.

Easy to use especially with the app. Feel most secure using PayPal as feel protected Reviewed on: 27th May 2026

good help for money while in need

good help for money while in need Reviewed on: 27th May 2026

Great for mashing your credit

Easy to use and manage your account on the app or using an online option. Would recommend to friends and family. Option of card to use in more of your favourite places. Reviewed on: 27th May 2026

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