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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

Excellent product!

5
I have always found PayPal to be efficient, professional, helpful and courteous. Reviewed on: 24th May 2024
AH's avatar
AH

Excellent telephone contact with customer service

5
Excellent telephone contact with customer service Reviewed on: 24th May 2024
June's avatar
June

Overall good experience

5
Always really simple to use, wish I could chose what deals to pay money towards when making a payment though Reviewed on: 24th May 2024
Laura Linskey's avatar
Laura Linskey

Poor service from paypal

3
I had experineced with paypal..I had to contact multiple times to sort out the issues and it was confusing Reviewed on: 24th May 2024
irf's avatar
irf

Thankyou Paypal

5
Paypal have always protected me as a customer. Also very generous with PayPal credit. Reviewed on: 24th May 2024
Lauren wood's avatar
Lauren wood

Excellent

5
Nothing to say. Everything is just perfect. Reviewed on: 24th May 2024
Gabriel S's avatar
Gabriel S

PayPal - easy to use and secure.

5
The app is easy to use and secure. The option to use PayPal credit of split payments into three instalments has been very useful to me. Reviewed on: 24th May 2024
Dr M's avatar
Dr M

Friendly app

5
Easy to use app clear and open service Reviewed on: 24th May 2024
Stuart l's avatar
Stuart l

Very reliable and effective.

5
Very reliable and effective. I been a PayPal user for many years and it has never let me down. Is used PayPal credit once and it was a fast and effective service . Thanks Reviewed on: 24th May 2024
Barbara C's avatar
Barbara C

My PayPal

5
Easy and fast to use. The new pay in three is an amazing service for larger purchases. I recommend PayPal to everyone. Reviewed on: 24th May 2024
Linda M's avatar
Linda M

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