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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,613 reviews, last reviewed 18th Apr 2026
2287300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and very convenient to use ,never had any... Very easy and very convenient to use ,never had any issues. Reviewed on: 18th April 2026
Kathy M's avatar
Kathy M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75613)

PayPal Credit is seriously awesome!

5
PayPal Credit is seriously awesome! I got approved super fast and it's been a game-changer for my online shopping. The best part? No interest if you pay off purchases over $99 in six months. Managing it through the PayPal app is a breeze – I can see all my transactions and make payments easily. Plus, their customer service is really helpful. If you're looking for a flexible and hassle-free way to shop online, definitely check out PayPal Credit. Highly recommend! Reviewed on: 25th May 2024
Syed 's avatar
Syed

PP credit is simple and easy to use plus helpful

5
I’ve bought everything with PP Credit and everymonth I pay on time. So easy and simple. Reviewed on: 25th May 2024
Mandeep Flora 's avatar
Mandeep Flora

A good way to make a payment

5
Easy to use and and there's a lot of of outlets that take it as payment Reviewed on: 25th May 2024
Christopher B's avatar
Christopher B

5s stars

5
Always use PayPal, safer and easy to use Reviewed on: 25th May 2024
Stacey c's avatar
Stacey c

Amazing, great experience and would absolutely recom...

5
Amazing, great experience and would absolutely recommend Reviewed on: 25th May 2024
Hk's avatar
Hk

Simple and straightforward

5
The whole process has been very simple and straightforward, much easier than a credit card and much more useful for myself as I do most of my shopping online Reviewed on: 25th May 2024
Joseph T's avatar
Joseph T

Excellent service provided by PayPal

5
Excellent service provided by PayPal Reviewed on: 25th May 2024
Dimitar G's avatar
Dimitar G

PayPal has been a godsend to me

5
PayPal has been a godsend to me is has helped me so much in the hard times I’m currently going through Reviewed on: 25th May 2024
William H's avatar
William H

Good option to spread cost for big purchases

5
Good option to spread cost for big purchases Reviewed on: 25th May 2024
J s's avatar
J s

Used many times now excellant

5
Used many times now and it really helps if there’s something you want now but can’t afford . It gives that extra time to pay for your item I think it’s brilliant . . I have and will recommend to friends and family it’s really informative tells you the months you have to pay back and how much when split into the four or more payments how much to pay . Every month you have an e-Mail to let you know the payment is due and the day they are taking it absolutely great I love the simplicity of it Reviewed on: 25th May 2024
Patricia M's avatar
Patricia M

Review PayPal: PayPal Credit now

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