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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180938)

I've never had any problems with PayPal.

I've never had any problems with PayPal. So easy to use . Great customer service . Reviewed on: 27th May 2026

A great value for money service.

A great value for money service. Enables to spread payment interest free. Peace of mind. Reviewed on: 27th May 2026

Great and fast customer care and the 4 months 0 inte...

Great and fast customer care and the 4 months 0 interest is great Reviewed on: 27th May 2026

A modern flexible friend

I’ve used PayPal first years and it’s easy and flexible and suits my needs so they really listen to what the customer wants. The interest free loans are especially helpful! Reviewed on: 27th May 2026

Great credit card as in most check out options

Great credit card as in most check out options Reviewed on: 27th May 2026

Such an effective and easy way to shop also the app...

Such an effective and easy way to shop also the app is very easy to use Reviewed on: 27th May 2026

Very rarely had a problem

Very rarely had a problem in all the years I have been using PayPal. When I did have a small problem it was sorted quickly and efficiently with courtesy, my favourite banking app. Reviewed on: 27th May 2026

Just hassle free efficiency no problem, used for years

Just hassle free efficiency no problem, used for years Reviewed on: 27th May 2026

Easy to use, easy to follow/use app.

Easy to use, easy to follow/use app. Payment transfers are instant and secure. Reviewed on: 27th May 2026

PayPal Credit

Always safe, quick to check out, easy to check transactions, excellent option for pay with 3-4 months. Delivery notifications option is really helpful. Reviewed on: 27th May 2026

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